3308 E 6th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 3308 E 6th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,232 sqft · built 1978
Lot Size	0.737 acres (32,120 sqft)
Owner	2 Individual Names on File
Last Sale	$432,000 (May 2021)
Tax Bill	$1,670 (2024)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-13-255-020.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-13-255-020.000-023`
Alternative APN	`01612339143`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	2,464 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	32,120 sqft (0.737 acres)
Lot Dimensions	220 ft deep x 146 ft wide
Garage Type	Attached
Garage Area	1,347 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3308 E 6TH ST
City	MISHAWAKA
State	IN
Zip	46544-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SO 1/2 LOT 9 E 1/2 OF S 1/2 LOT 8 GEYERS ACRES
Legal Subdivision	GEYERS ACRES
Legal Lot Number	9,8
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2031
Census Tract	10500

Owner

3308 E 6th St is owned and occupied by two individuals who bought it in May 2021.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3308 E 6TH ST, MISHAWAKA, IN 46544-3719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
May 5, 2021	Warranty Deed, Transfer
Apr 28, 2020	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on File
Deed Sale	May 5, 2021 · Amount on File
Prior Sale	Mar 4, 2015 · Amount on File
Deed Document Number	202114729
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	3308 E 6TH ST, MISHAWAKA, IN 46544-3719
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002114730
Date	May 5, 2021
Instrument	2114730

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 5, 2021
Property Address	3308 E 6TH ST, MISHAWAKA, IN 46544-3719
Document Number	0002114729
Instrument Date	Apr 29, 2021
Instrument	2114729
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3308 E 6TH ST, MISHAWAKA, IN 46544-3719

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 28, 2020
Property Address	3308 E 6TH ST, MISHAWAKA, IN 46544-3719
Document Number	0002010166
Instrument Date	Mar 20, 2020
Instrument	2010166
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19576 STATE LINE RD, SOUTH BEND, IN 46637-2049
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,500 Land $31,500 Building $109,000	$140,500 Land $31,500 Building $109,000
2024	$1,670.00 (+0.54%)
2023	$1,661.00 (+1.65%)	$143,500 (-) Land $31,600 Building $111,900	$143,500 (-) Land $31,600 Building $111,900
2022	$1,634.00 Homeowner's exemption	$143,500 Land $31,600 Building $111,900	$143,500 Land $31,600 Building $111,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3308 E 6th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1981–1996)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3308 E 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fourway.

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