3308 Champaign St, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 3308 Champaign St, Charlotte, NC 28210

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,819 sqft · built 1966
Lot Size0.479 acres (20,871 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Jun 2014)
Tax Bill$7,387 (2023)
Deeds & MortgagesFeb 2024 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN209-073-24

Property Details

APN / Parcel Number

Primary APN209-073-24

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,819 sqft Heated Area
Gross Area3,587 sqft
1st Floor Area1,982 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Architectural StyleSplit Level
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area20,871 sqft (0.479 acres)
Garage Area768 sqft
Deck Area162 sqft
Patio Area649 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number209-073-24
Street Address3308 CHAMPAIGN ST
CityCHARLOTTE
StateNC
Zip28210-6324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL20 B25 M12 205
Legal SubdivisionBEVERLY WOODS
Legal Block25
Legal Lot Number20
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1005
Census Tract3006

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3308 CHAMPAIGN ST, CHARLOTTE, NC 28210-6324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2024Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA
Aug 15, 2017Trustee's Deed, Construction Loan · Construction Mortgage
SOUTH ST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2014 · Amount on Record
Deed SaleJun 9, 2014 · Amount on Record
Prior SaleOct 22, 2013 · Amount on Record
Deed Document Number0029229811
Deed Book / Page29229 / 811
Record UpdatedJun 7, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3308 CHAMPAIGN ST, CHARLOTTE, NC 28210-6324
Transaction TypeMortgage
Record UpdatedFeb 9, 2024
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3308 CHAMPAIGN ST, CHARLOTTE, NC 28210-6324

Mortgage

Document Number0000009464
DateFeb 2, 2024
Book Page38615/70
Instrument2024009464
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 20, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3308 CHAMPAIGN ST, CHARLOTTE, NC 28210-6324
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073570
DateApr 14, 2021
Book Page35936/431
Instrument2021073570
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

August 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateAug 15, 2017
Property Address3308 CHAMPAIGN ST, CHARLOTTE, NC 28210-6324
Book / Page032043 / 000889
Instrument DateAug 10, 2017
Instrument110212
Transaction TypeConstruction Loan
Record UpdatedAug 30, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3308 CHAMPAIGN ST CHARLOTTE NC 282106324, CHARLOTTE, NC 28210-6324

Mortgage

Document Number0000110212
DateAug 15, 2017
Book Page032043/000889
Instrument110212
Lender
NameSOUTH ST BK
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1981–2023)
Claims Outside the SFHA7 of 9
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Champaign St

Nearby Streets

Search Property Records by Address or Parcel Number