3308 Captain Dement Dr, Waldorf, MD 20603 Property Records

Charles County property record for 3308 Captain Dement Dr, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,126 sqft · built 1982
Lot Size	0.582 acres (25,368 sqft)
Owner	Individual Name on Record
Last Sale	$477,000 (Jun 2022)
Tax Bill	$13,844 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-120377`

Property Details

APN / Parcel Number

Primary APN	`06-120377`
Alternative APNs	`6120377` `120377`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,126 sqft Living Area
Gross Area	2,654 sqft
1st Floor Area	2,126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	25,368 sqft (0.582 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	120 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	120377
Street Address	3308 CAPTAIN DEMENT DR
City	WALDORF
State	MD
Zip	20603-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	L-1 PLAT 3-.582 AC EUTAW FOREST SUB
Legal Subdivision	EUTAW FOREST SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1004
Census Tract	850712

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3308 CAPTAIN DEMENT DR, WALDORF, MD 20603-6027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage HOMESIDE FINANCIAL LLC
Jun 23, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 21, 2019	Deed, Transfer · VA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Book / Page	12607 / 218
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3308 CAPTAIN DEMENT DR, WALDORF, MD 20603-6027
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	VERSATILE TITLE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 CAPTAIN DEMENT DR, WALDORF, MD 20603-6027

Mortgage

Document Number	0113500250
Date	Sep 29, 2020
Book Page	11350/250

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 23, 2022
Property Address	3308 CAPTAIN DEMENT DR, WALDORF, MD 20603-6027
Document Number	0126070218
Book / Page	12607 / 218
Map Reference	MB PCM 30 PL 94
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3308 CAPTAIN DEMENT DR, WALDORF, MD 20603-6027

Mortgage

Document Number	0012607226
Date	Jun 23, 2022
Instrument	12607/226

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 21, 2019
Property Address	3308 CAPTAIN DEMENT DR, WALDORF, MD 20603-6027
Document Number	0106820030
Book / Page	10682 / 030
Map Reference	MB PCM 30 PL 94
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3308 CAPTAIN DEMENT DR, WALDORF, MD 20603-6027

Mortgage

Document Number	10682036
Date	Jun 21, 2019
Instrument	10682/036

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,267 (+27.22%)	$512,400 (+8.63%) Land $120,500 Building $391,900
2025	$13,844.00 (+158.72%)
2023	$5,351.00	$381,433	$471,700 Land $120,500 Building $351,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1994–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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