3307 Summit Dr, Saint Paul, VA 24283 Property Records

Wise County property record for 3307 Summit Dr, Saint Paul, VA 24283

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,686 sqft · built 1962
Lot Size	0.42 acres (18,125 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Oct 2017)
Tax Bill	$1,146 (2026)
Deeds & Mortgages	May 2022 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073A2 (01) 003`

Property Details

APN / Parcel Number

Primary APN	`073A2 (01) 003`
Alternative APNs	`R004908` `004908`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,686 sqft Heated Area
Gross Area	1,931 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	18,125 sqft (0.42 acres)
Porch	Slab
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3307 SUMMIT DR
City	SAINT PAUL
State	VA
Zip	24283-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 GRAY HILLS SUB
Legal Subdivision	GRAY HILLS SUBDIVISION
Legal Lot Number	3
Jurisdiction	WISE VA
Township / Civil Division	4
Census Block Group	1
Census Block	1036
Census Tract	931700

Owner

3307 Summit Dr is owned and occupied by an individual who bought it in October 2017.

Source: Wise County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3307 SUMMIT DR, SAINT PAUL, VA 24283-3705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU
Oct 25, 2017	Deed of Trust, Mortgage · FHA Mortgage VHDA
Oct 25, 2017	Deed, Transfer · Second Mortgage (Down Payment) VIRGINIA HOUSING DEVELOPMENT AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Prior Sale	May 6, 2013 · Amount on File
Deed Document Number	20174742
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE VA
Property Address	3307 SUMMIT DR, SAINT PAUL, VA 24283-3705
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202145
Date	May 10, 2022
Instrument	202202145

Lender

Name	TRULIANT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE VA
Property Address	3307 SUMMIT DR, SAINT PAUL, VA 24283-3705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201704743
Date	Oct 25, 2017
Instrument	201704743

Lender

Name	VHDA
Type	Non-Lending Institution
Address	RICHMOND, VA 23220

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate	3.12%

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	Oct 25, 2017
Property Address	3307 SUMMIT DR, SAINT PAUL, VA 24283-3705
Document Number	201704742
Instrument Date	Oct 24, 2017
Instrument	201704742
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 SUMMIT DR, SAINT PAUL, VA 24283-3705

Mortgage

Document Number	201704744
Date	Oct 25, 2017
Instrument	201704744

Lender

Name	VIRGINIA HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	RICHMOND, VA 23220

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3307 Summit Dr was $1,146, up 34.7% from the year before.

Source: Wise County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Wise County
Municipality	St. Paul Town
Unified School District	Wise County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,146.00 (+34.67%)	$166,100 (+34.71%) Land $20,000 Building $146,100	$166,100 (+34.71%) Land $20,000 Building $146,100
2025	$851.00	$123,300 Land $15,000 Building $108,300	$123,300 Land $15,000 Building $108,300
2023	$850.00	$123,300 (-) Land $15,000 Building $108,300	$123,300 (-) Land $15,000 Building $108,300
2022		$123,300 Land $15,000 Building $108,300	$123,300 Land $15,000 Building $108,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3307 Summit Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3307 Summit Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ST PAUL serves 1,010 people · EPA ID VA1195700
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	2,000 / 50
Point Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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