3307 Lysander Rd, Cato, NY 13033 Property Records

Cayuga County and Ira Town property record for 3307 Lysander Rd, Cato, NY 13033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1988
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Jun 2019)
Tax Bill	$5,089 (2026)
Deeds & Mortgages	May 2021 Refinance Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053289 34.00-1-23.12`

Property Details

APN / Parcel Number

Primary APN	`053289 34.00-1-23.12`
Alternative APN	`328903400000010230120000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Mixed
Garage Area	1,524 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	244 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3307 LYSANDER RD
City	CATO
State	NY
Zip	13033-8779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	23.012
Jurisdiction	CAYUGA NY
Township / Civil Division	IRA
Census Block Group	2
Census Block	2013
Census Tract	40202

Owner

Source: Cayuga County and Ira Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3307 LYSANDER RD, CATO, NY 13033-8779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jun 4, 2019	Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Feb 12, 1999 · Amount on Record
Deed Document Number	2019187585
Deed Book / Page	3730 / 61
Prior Transfer Date	Mar 2, 2002
Prior Transfer Doc	1089000258
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	3307 LYSANDER RD, CATO, NY 13033-8779
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040430293
Date	May 18, 2021
Book Page	4043/293
Instrument	2021-204290

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAYUGA NY
Recording Date	Jun 4, 2019
Property Address	3307 LYSANDER RD, CATO, NY 13033-8779
Document Number	0003730/61
Book / Page	3730 / 61
Instrument Date	Apr 24, 2019
Instrument	2019-187585
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8307 SPICEBUSH TRL, LIVERPOOL, NY 13090-1206

Mortgage

Document Number	2019187586
Date	Jun 4, 2019
Instrument	2019-187586

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0037300061
Date	Jun 4, 2019
Book Page	3730/61
Instrument	2019-187585

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	3307 LYSANDER RD, CATO, NY 13033-8779
Document Number	0036310037
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 LYSANDER RD CATO NY 130338779, CATO, NY 13033-8779

Mortgage

Document Number	0036310037
Date	Aug 3, 2018
Book Page	003631/000037
Instrument	181071

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 2, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cayuga County and Ira Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ira Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,089.00 (+5.54%)
2025	$4,822.00 (-1.97%) Additional exemption filed	$154,900 (-) Land $19,900 Building $135,000	$242,031 (+10.94%) Land $31,094 Building $210,937
2024	$4,919.00
2023	Additional exemption filed	$154,900 Land $19,900 Building $135,000	$218,169 Land $28,028 Building $190,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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