3307 La Terraza Way, Laredo, TX 78046 Property Records

Webb County property record for 3307 La Terraza Way, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,644 sqft · built 2018
Lot Size	0.092 acres (4,025 sqft)
Owner	2 Individual Names on File
Last Sale	$163,900 (Oct 2018)
Tax Bill	$1,118 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`950-28003-040`

Property Details

APN / Parcel Number

Primary APN	`950-28003-040`
Alternative APN	`578394`

Interior

Stories	2 Stories
Building Area	1,644 sqft Living Area
1st Floor Area	809 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,025 sqft (0.092 acres)
Porch	Open Porch
Porch Area	161 sqft

Location & Zoning

Street Address	3307 LA TERRAZA WAY
City	LAREDO
State	TX
Zip	78046-8160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR, BLOCK 3, LOT 4, UNIT XI
Legal Subdivision	LOMAS DEL SUR
Legal Block	3
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1000
Census Tract	1806

Owner

3307 La Terraza Way is owned and occupied by two individuals who bought it in October 2018.

Source: Webb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 12, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 17, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 2, 2018	Deed of Trust, Mortgage P E FUNDING LLC
Oct 29, 2018	Vendor's Lien, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Deed Document Number	20181343289
Deed Book / Page	4499 / 50
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	004499/050
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160

Mortgage

Document Number	005564/854
Date	Nov 27, 2023
Book Page	5564/854
Instrument	1516073

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2063

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160

Mortgage

Document Number	005308/797
Date	Jul 12, 2022
Book Page	5308/797
Instrument	1473425

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160

Mortgage

Document Number	5143/118
Date	Nov 1, 2021
Book Page	5143/118
Instrument	1447154

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Nov 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160

Mortgage

Document Number	5024/727
Date	May 17, 2021
Book Page	5024/727
Instrument	1429142

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Nov 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4411/062
Date	May 2, 2018
Book Page	4411/062
Instrument	1327758

Lender

Name	P E FUNDING LLC
Type	Funding / Finance Company
Address	MCALLEN, TX 78502

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 1, 2019

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 29, 2018
Property Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160
Document Number	004499/050
Book / Page	4499 / 050
Map Reference	VOL 35 PG 21&22
Instrument Date	Oct 26, 2018
Instrument	1343289
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 LA TERRAZA WAY, LAREDO, TX 78046-8160

Mortgage

Document Number	0001343290
Date	Oct 29, 2018
Instrument	1343290

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3307 La Terraza Way was $1,118 with a homeowner's exemption, down 23.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,834 (-0.5%) Land $44,758 Building $175,076	$219,834 (-0.5%) Land $44,758 Building $175,076
2025	$1,118.00 (-23.06%)	$220,949 Land $44,758 Building $176,191	$220,949 Land $44,758 Building $176,191
2024	$1,453.00
2023		$206,815 Land $26,122 Building $180,693	$206,815 Land $26,122 Building $180,693
2022	$1,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3307 La Terraza Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3307 La Terraza Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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