Hamilton County property record for 3307 Elder Mountain Rd, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,148 sqft · built 1960 |
| Lot Size | 0.37 acres (16,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,500 (Jul 2024) |
| Tax Bill | $989 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 144F D 034 |
| Primary APN | 144F D 034 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,150 sqft (0.37 acres) |
| Lot Dimensions | 190 ft deep x 85 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000069161 |
|---|---|
| Street Address | 3307 ELDER MOUNTAIN RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 4 PT 1 2&3 BLK 25 WEST CHATT LAND CO SUB NO 1 PB6 PG34 |
| Legal Subdivision | WEST CHATT LAND CO N |
| Legal Block | 25 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3307 Elder Mountain Rd is owned and occupied by an individual who bought it in July 2024.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3307 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Jul 2, 2024 | Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on File |
| Deed Sale | Jul 2, 2024 · Amount on File |
| Prior Sale | Nov 8, 2016 · Amount on File |
| Deed Document Number | 0013639364 |
| Deed Book / Page | 13639 / 364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3307 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1011 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3307 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1011 |
| Document Number | 0000000102 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 14147/760 |
| Instrument | 2025122300102 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 2, 2024 |
| Property Address | 3307 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1011 |
| Document Number | 0000000203 |
| Book / Page | 13639 / 364 |
| Map Reference | MB 6 PG 34 |
| Instrument Date | Jul 2, 2024 |
| Instrument | 2024070200203 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $971.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3307 ELDER MOUNTAIN RD, CHATTANOOGA, TN 37419-1011 |
| Document Number | 0000000204 |
|---|---|
| Date | Jul 2, 2024 |
| Instrument | 2024070200204 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
The 2025 property tax bill for 3307 Elder Mountain Rd was $989, up 44.4% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $989.00 (+44.38%) | $65,275 (+113.14%) | $261,100 (+113.14%) Land $50,000 Building $211,100 |
| 2024 | $685.00 (-4.73%) | $30,625 (-4.82%) | $122,500 (-4.82%) Land $30,000 Building $92,500 |
| 2023 | $719.00 | $32,175 (-) | $128,700 (-) Land $36,200 Building $92,500 |
| 2022 | $719.00 | $32,175 | $128,700 Land $36,200 Building $92,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3307 Elder Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 21 (1982–2020) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3307 Elder Mountain Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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