3307 Citrus Dr, Bartow, FL 33830 Property Records

Polk County property record for 3307 Citrus Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 2004
Lot Size	0.386 acres (16,805 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Mar 2023)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-363480-000400`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363480-000400`
Alternative APNs	`352925363480000400` `52925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	16,805 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	500 sqft
Porch	Screened/Unfinished Porch
Porch Area	168 sqft

Location & Zoning

Street Address	3307 CITRUS DR
City	BARTOW
State	FL
Zip	33830-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	PEACE RIVER ESTS 2ND ADD PB 61 PG 15 LOT-40
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	PEACE RIVER ESTATES SECOND ADDITION
Legal Tract	363480
Legal Block	2
Legal Lot Number	40
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2013
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3307 CITRUS DR, BARTOW, FL 33830-9424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Nov 4, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 18, 2020	Loan Modification, Mortgage · Conventional Mortgage SPECIALIZED LN SERVICING
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2023 · Amount on Record
Deed Sale	Mar 7, 2023 · Amount on Record
Prior Sale	Aug 11, 2003 · Amount on Record
Deed Document Number	202352391
Deed Book / Page	12605 / 439
Prior Transfer Date	Nov 1, 2022
Prior Transfer Doc	0000290984
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 7, 2023
Property Address	3307 CITRUS DR, BARTOW, FL 33830-9424
Document Number	0000052391
Book / Page	12605 / 439
Map Reference	MB 61 PG 15
Instrument Date	Mar 6, 2023
Instrument	2023052391
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3306 CITRUS DR, BARTOW, FL 33830-9421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 CITRUS DR, BARTOW, FL 33830-9424

Mortgage

Document Number	0012605442
Date	Mar 7, 2023
Instrument	12605/442

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Nov 4, 2022
Property Address	3307 CITRUS DR, BARTOW, FL 33830-9424
Document Number	0000290984
Book / Page	12475 / 1420
Map Reference	MB 61 PG 15
Instrument Date	Nov 3, 2022
Instrument	2022290984
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3307 CITRUS DR, 3307, BARTOW, FL 33830-9424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3306 CITRUZ DRIVE, BARTOW, FL 33830-9421

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	3307 CITRUS DR, BARTOW, FL 33830-9424
Document Number	0115330513
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 CITRUS DR BARTOW FL 338309424, BARTOW, FL 33830-9424

Mortgage

Document Number	0115330513
Date	Jan 11, 2021
Book Page	011533/000513
Instrument	7151

Lender

Name	SPECIALIZED LN SERVICING
Type	Funding / Finance Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Jan 10, 2060

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3307 CITRUS DR, BARTOW, FL 33830-9424
Document Number	0106202254
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 CITRUS DR BARTOW FL 338309424, BARTOW, FL 33830-9424

Mortgage

Document Number	0106202254
Date	Sep 24, 2018
Book Page	010620/002254
Instrument	201863

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,989 (+2.7%)	$240,531 (+6.48%) Land $50,000 Building $190,531
2025	$2,400.00 (-21.41%)	$225,890 (-5.42%) Land $30,000 Building $195,890	$225,890 (-5.42%) Land $30,000 Building $195,890
2024	$3,054.00 (-16.53%)
2023	$3,659.00 (+261.2%)	$238,846 (+201.88%) Land $21,000 Building $217,846	$238,846 (+17.58%) Land $21,000 Building $217,846
2022	$1,013.00 Homeowner's exemption	$79,120	$203,130 Land $17,500 Building $185,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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