3306 State Rte 156, Waterloo, IL 62298 Property Records

Monroe County property record for 3306 State Rte 156, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,112 sqft · built 1965
Lot Size	11.9 acres (518,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$54,675 (Aug 2021)
Tax Bill	$6,902 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-33-300-010-000`

Property Details

APN / Parcel Number

Primary APN	`07-33-300-010-000`
Alternative APN	`07330000002500 00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	2,112 sqft
Basement Area	2,112 sqft
Unfinished Basement	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	518,800 sqft (11.9 acres)
Garage Area	768 sqft
Driveway	Concrete Driveway
Driveway Area	396 sqft

Exterior Amenities

Porch	Slab
Porch Area	456 sqft
Patio Area	814 sqft
Shed	1 Shed
Shed Area	112 sqft
Canopy	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3306 STATE ROUTE 156
City	WATERLOO
State	IL
Zip	62298-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	TAX LOTS 6BA & 6BC & PART S 1/2 SW 1/4
Legal Range	10W
Legal Township	02S
Legal Section	33
Legal Lot Number	6
Jurisdiction	MONROE IL
Township / Civil Division	22
Census Block Group	3
Census Block	3016
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3306 STATE ROUTE 156, WATERLOO, IL 62298-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Aug 19, 2021	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP
Oct 3, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Jul 19, 2018	Quit Claim Deed, Transfer GUARANTEED RATE
Aug 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Deed Document Number	2021419179
Prior Transfer Date	Jul 13, 2018
Prior Transfer Doc	0000396965
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3306 STATE ROUTE 156, WATERLOO, IL 62298-2108
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000420908
Date	Nov 12, 2021
Instrument	420908

Lender

Name	FILO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 19, 2021
Property Address	3306 STATE ROUTE 156, WATERLOO, IL 62298-2108
Document Number	0000419179
Instrument Date	Aug 13, 2021
Instrument	419179
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3306 STATE ROUTE 156, WATERLOO, IL 62298-2108

Mortgage

Document Number	0000419180
Date	Aug 19, 2021
Instrument	419180

Lender

Name	DIETERICH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000419063
Date	Aug 13, 2021
Instrument	419063

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2051

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3306 STATE ROUTE 156, WATERLOO, IL 62298-2108
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416085
Date	Apr 5, 2021
Instrument	416085

Lender

Name	BETTER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3306 STATE ROUTE 156, WATERLOO, IL 62298-2108
Document Number	0000404073
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3306 STATE ROUTE 156 WATERLOO IL 622982108, WATERLOO, IL 62298-2108

Mortgage

Document Number	0000404073
Date	Oct 9, 2019
Instrument	404073

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 8, 2039

Interest

Rate Type	Fixed Rate
Rate	3.37%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Jul 19, 2018
Property Address	3306 STATE ROUTE 156, WATERLOO, IL 62298-2108
Document Number	0000396965
Instrument Date	Jul 13, 2018
Instrument	396965
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3306 STATE ROUTE 156 WATERLOO IL 622982108, WATERLOO, IL 62298-2108

Mortgage

Document Number	396966
Date	Jul 19, 2018
Instrument	396966

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Interest

Rate Type	Fixed Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Aug 22, 2017
Property Address	3306 STATE ROUTE 156, WATERLOO, IL 62298-2108
Document Number	0000391523
Instrument Date	Aug 14, 2017
Instrument	391523
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3306 STATE ROUTE 156, WATERLOO, IL 62298-2108

Mortgage

Document Number	0000391524
Date	Aug 22, 2017
Instrument	391524

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,902.00 (-2.22%) Homeowner's exemption	$120,970 (+16.08%) Land $35,300 Building $85,670	$362,910 (+16.08%) Land $105,900 Building $257,010
2024	$7,059.00
2022	Additional exemption filed	$104,210 Land $35,300 Building $68,910	$312,630 Land $105,900 Building $206,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000

May also be available: Spectrum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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