3306 Hf Lyons Rd, Hiawassee, GA 30546 Property Records

Towns County property record for 3306 Hf Lyons Rd, Hiawassee, GA 30546

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,512 sqft · built 2019
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Sep 2018)
Tax Bill	$1,101 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0059 023Z01`

Property Details

APN / Parcel Number

Primary APN	`0059 023Z01`
Alternative APN	`14654`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,512 sqft Heated Area
1st Floor Area	1,432 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	72,310 sqft (1.66 acres)
Porch	Slab
Porch Area	96 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14654
Street Address	3306 HF LYONS RD
City	HIAWASSEE
State	GA
Zip	30546-4159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2
Legal Subdivision	HF LYONS ROAD ON WATER
Legal Phase	1
Legal Tract	2
Jurisdiction	TOWNS GA
Township / Civil Division	MACEDONIA
Census Block Group	1
Census Block	1009
Census Tract	960200

Owner

Source: Towns County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3306 HF LYONS RD, HIAWASSEE, GA 30546-4159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage STATE EMPLOYEES CREDIT UNION
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Jul 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Sep 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	2018963
Deed Book / Page	618 / 765
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Recording Date	May 27, 2026
Property Address	3306 HF LYONS RD, HIAWASSEE, GA 30546-4159
Document Number	0000000011
Book / Page	762 / 232
Instrument Date	May 20, 2026
Instrument	202611
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3306 HF LYONS RD, HIAWASSEE, GA 30546-4159

Mortgage

Document Number	0000000011,
Date	May 27, 2026
Book Page	762/232
Instrument	202611

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.58%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	3306 HF LYONS RD, HIAWASSEE, GA 30546-4159
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000684/0000000210
Date	Sep 17, 2021
Book Page	0000000684/0000000210

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	3306 HF LYONS RD, HIAWASSEE, GA 30546-4159
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3310 HF LYONS RD, HIAWASSEE, GA 30546

Mortgage

Document Number	0000000631/0000000494
Date	Jul 18, 2019
Book Page	0000000631/0000000494

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Sep 27, 2018
Property Address	3306 HF LYONS RD, HIAWASSEE, GA 30546-4159
Document Number	000618/765
Book / Page	618 / 765
Instrument Date	Sep 27, 2018
Instrument	2018-000963
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 DR AVE, MURPHY, NC 28906

Tax Assessment & Valuation

Source: Towns County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,101.00 (-52.05%)	$228,240 (+29.6%) Land $40,000 Building $188,240	$570,599 (+29.6%) Land $100,000 Building $470,599
2023		$176,109 Land $30,000 Building $146,109	$440,272 Land $75,000 Building $365,272
2022	$2,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (2013–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Ridge Mountain EMC.

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