3306 Fraser Rd, Bay City, MI 48706 Property Records

Bay County property record for 3306 Fraser Rd, Bay City, MI 48706

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 2012
Lot Size	5.28 acres (229,997 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Nov 2010)
Tax Bill	$4,945 (2026)
Deeds & Mortgages	Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`100-005-400-020-04`

Property Details

APN / Parcel Number

Primary APN	`100-005-400-020-04`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Basement Area	2,040 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Lot Area	229,997 sqft (5.28 acres)
Lot Dimensions	905 ft deep x 245 ft wide
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3306 FRASER RD
City	BAY CITY
State	MI
Zip	48706-9442
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	COM 391 FT S FR E 1/4 COR OF SEC TH S 245 FT TH W 934.81 FT TH N 02D 11M W 245.12 FT ALG C/L OF HILDEBRANDT DRAIN TH E 944.16
Jurisdiction	BAY MI
Township / Civil Division	MONITOR
Census Block Group	2
Census Block	2010
Census Tract	285700

Owner

3306 Fraser Rd, a rural home, is owned and occupied by two individuals who acquired it in February 2024.

Source: Bay County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3306 FRASER RD, BAY CITY, MI 48706-9442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2010 · Amount on File
Deed Sale	Nov 16, 2010 · Amount on File
Deed Book / Page	2771 / 215
Last Transfer Date	Feb 14, 2024
Transfer Doc	0000001659
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Feb 20, 2024
Property Address	3306 FRASER RD, BAY CITY, MI 48706-9442
Document Number	0000001659
Instrument Date	Feb 14, 2024
Instrument	202401659
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3306 FRASER RD, BAY CITY, MI 48706-9442
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3306 Fraser Rd was $4,945 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Monitor Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,945.00 Homeowner's exemption	$205,700	$411,400
2023		$132,400	$264,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3306 Fraser Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3306 Fraser Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000