Union County property record for 3306 Falling Stone Cir, Indian Trail, NC 28079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,835 sqft · built 2021 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $383,000 (Sep 2021) |
| Tax Bill | $3,209 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-120-890 |
| Primary APN | 07-120-890 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,835 sqft Total Area |
| 1st Floor Area | 1,701 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 8,364 sqft (0.192 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3306 FALLING STONE CIR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-0409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #414 HERITAGE PH9 OPCO957-960 OPCP514-517 |
| Legal Subdivision | HERITAGE SUBDIVISION |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20316 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3306 FALLING STONE CIR, INDIAN TRAIL, NC 28079-0409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 22, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage BANK OF AMERICA NA |
| Apr 22, 2021 | Correction Deed |
| Jan 20, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Jan 20, 2021 · Amount on Record |
| Deed Document Number | 202145101 |
| Deed Book / Page | 8252 / 352 |
| Prior Transfer Date | Apr 20, 2021 |
| Prior Transfer Doc | 0008074144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3306 FALLING STONE CIR, INDIAN TRAIL, NC 28079-0409 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0008883524 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 8883/524 |
| Instrument | 7891 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 29, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 22, 2021 |
| Property Address | 3306 FALLING STONE CIR, INDIAN TRAIL, NC 28079-0409 |
| Document Number | 0008252352 |
| Book / Page | 8252 / 352 |
| Map Reference | CAB O FILE 957 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 45101 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | TRANS TITLE AGENCY, TRANSOHIO TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $766.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5350 77 CENTER DR # DR100, DR100, CHARLOTTE, NC 28217-2781 |
| Name | Verified Name |
|---|
| Document Number | 0000045102 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 45102 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 22, 2021 |
| Property Address | 3306 FALLING STONE CIR, INDIAN TRAIL, NC 28079-0409 |
| Document Number | 0008074144 |
| Book / Page | 8074 / 144 |
| Map Reference | CAB P PG 514-517 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 18924 |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14025 RIVEREDGE DR STE 175, 175, TAMPA, FL 33637-2001 |
| Name | Verified Name |
|---|---|
| Address | 5350 77 CENTER DR STE 100, 100, CHARLOTTE, NC 28217-2782 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 20, 2021 |
| Property Address | 3306 FALLING STONE CIR, INDIAN TRAIL, NC 28079-0409 |
| Document Number | 7958799 |
| Book / Page | 007958 / 000799 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2603 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,890.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5350 SEVENTY-SEVEN CENTER DR # CHARLOTTE NC 28217, CHARLOTTE, NC 28217 |
| Investor | Possibly a Property Investor |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,300 (-) Land $85,800 Building $410,500 | $496,300 (-) Land $85,800 Building $410,500 | |
| 2025 | $3,209.00 (+9.63%) | $496,300 (+40.48%) Land $85,800 Building $410,500 | $496,300 (+40.48%) Land $85,800 Building $410,500 |
| 2023 | $2,927.00 | $353,300 Land $66,700 Building $286,600 | $353,300 Land $66,700 Building $286,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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