3305 US Hwy 20, Elgin, IL 60124 Property Records

Kane County property record for 3305 US Hwy 20, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,545 sqft · built 1978
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Nov 2019)
Tax Bill	$10,933 (2025)
Deeds & Mortgages	Jun 2022 Transfer Nov 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-18-100-040`

Property Details

APN / Parcel Number

Primary APN	`06-18-100-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
Gross Area	3,090 sqft
1st Floor Area	1,545 sqft
Basement Area	1,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Frame
Lot Area	58,806 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3305 US HIGHWAY 20
City	ELGIN
State	IL
Zip	60124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PT OF SEC 18-41-8 DESC IN DOC 98K069237 (EX PT TAKEN FOR RD BY DOC 2009K014035 & 2012K012831)
Legal Range	08
Legal Township	41
Legal Section	18
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2010
Census Tract	851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3305 US HIGHWAY 20, ELGIN, IL 60124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Intrafamily Transfer, Transfer
Nov 14, 2019	Warranty Deed, Transfer · Line of Credit TBK BANK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Aug 4, 2011 · Amount on Record
Deed Document Number	201954995
Prior Transfer Date	Oct 1, 2010
Prior Transfer Doc	0000034306
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 30, 2022
Property Address	3305 US HIGHWAY 20, ELGIN, IL 60124
Document Number	0000033909
Instrument Date	Jun 28, 2022
Instrument	2022K033909
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 ROUTE 20, ELGIN, IL 60124

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 14, 2019
Property Address	3305 US HIGHWAY 20, ELGIN, IL 60124
Document Number	0000054995
Instrument Date	Nov 8, 2019
Instrument	2019K054995
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3305 US ROUTE 20, ELGIN, IL 60124

Mortgage

Document Number	0000054996
Date	Nov 14, 2019
Instrument	2019K054996

Lender

Name	TBK BANK SSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,933.00 (+7.67%) Homeowner's exemption	$147,608 (+8.57%) Land $44,192 Building $103,416	$443,001 (+8.57%) Land $132,629 Building $310,372
2024		$135,957 (+21.39%) Land $40,704 Building $95,253	$408,034 (+21.44%) Land $122,161 Building $285,873
2022	$10,154.00 (+3.42%) Homeowner's exemption	$111,997 (+6.96%) Land $33,531 Building $78,466	$335,991 (+6.96%) Land $100,593 Building $235,398
2021	$9,818.00 Homeowner's exemption	$104,709 Land $31,349 Building $73,360	$314,127 Land $94,047 Building $220,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

Nearby Properties on US Hwy 20

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures