St. Charles County property record for 3305 Timbercross Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 2006 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Aug 2022) |
| Tax Bill | $3,142 (2025) |
| Deeds & Mortgages | Aug 2022 Sale Sep 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | T070500212 |
| Primary APN | T070500212 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 2,660 sqft |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 168 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T070500212 |
|---|---|
| Street Address | 3305 TIMBERCROSS PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTOWNE #1 LOT 2A |
| Legal Subdivision | CHARLESTOWNE #1 |
| Legal Lot Number | 2A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 310201 |
3305 Timbercross Pl is owned by two individuals who bought it in August 2022.
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 921 SUGAR LAKE CT, SAINT PETERS, MO 63376-7438 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Sep 1, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on File |
| Deed Sale | Aug 25, 2022 · Amount on File |
| Prior Sale | Aug 29, 2012 · Amount on File |
| Deed Document Number | 202247128 |
| Prior Transfer Date | Aug 24, 2022 |
| Prior Transfer Doc | 0000047128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 25, 2022 |
| Property Address | 3305 TIMBERCROSS PL, SAINT CHARLES, MO 63301-4789 |
| Document Number | 0000047128 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022R-047128 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3305 TIMBERCROSS PL, SAINT CHARLES, MO 63301-4789 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3305 TIMBERCROSS PL, SAINT CHARLES, MO 63301-4789 |
| Document Number | 0068132427 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3305 TIMBERCROSS PL ST CHARLES MO 633014789, ST CHARLES, MO 63301-4789 |
| Document Number | 0068132427 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 006813/002427 |
| Instrument | 606460 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3305 Timbercross Pl was $3,142, down 8.9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,011 (-) | $252,688 (-) Land $46,249 Building $206,439 | |
| 2025 | $3,142.00 (-8.93%) | $48,011 | $252,688 Land $46,249 Building $206,439 |
| 2024 | $3,450.00 | ||
| 2023 | $51,314 | ||
| 2022 | $270,073 Land $41,666 Building $228,407 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3305 Timbercross Pl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3305 Timbercross Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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