3305 Shady Bend Dr, Independence, MO 64052 Property Records

Jackson County property record for 3305 Shady Bend Dr, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,404 sqft · built 1962
Lot Size	0.549 acres (23,901 sqft)
Owner	2 Individual Names on File
Last Sale	$445,882 (Dec 2022)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`26-930-11-08`

Property Details

APN / Parcel Number

Primary APN	`26-930-11-08`
Alternative APNs	`26-930-11-08-00-0-00-000` `26930110800000001` `786527`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,404 sqft Living Area
1st Floor Area	1,988 sqft
Basement Area	1,988 sqft
Finished Basement	1,900 sqft
Unfinished Basement	88 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,901 sqft (0.549 acres)
Lot Dimensions	180 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	215 sqft
Deck Area	252 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	786527
Street Address	3305 SHADY BEND DR
City	INDEPENDENCE
State	MO
Zip	64052-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANOR OAKS LOT 120
Legal Subdivision	MANOR OAKS
Legal Block	4
Legal Lot Number	120
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4001
Census Tract	12100

Owner

3305 Shady Bend Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3305 SHADY BEND DR, INDEPENDENCE, MO 64052-2818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Dec 7, 2017	Deed of Trust, Mortgage BANK 21

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on File
Deed Sale	Dec 27, 2022 · Amount on File
Prior Sale	Oct 20, 2016
Deed Document Number	2022112268
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 27, 2022
Property Address	3305 SHADY BEND DR, INDEPENDENCE, MO 64052-2818
Document Number	00E0112268
Instrument Date	Dec 6, 2022
Instrument	2022E0112268
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 SHADY BEND DR, INDEPENDENCE, MO 64052-2818

Mortgage

Document Number	00E0112269
Date	Dec 27, 2022
Instrument	2022E0112269

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	1-Year LIBOR
Margin	3
Max Rate	11.1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3305 SHADY BEND DR, INDEPENDENCE, MO 64052-2818
Document Number	000E110984
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	SECURED TITLE/KANSAS CITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 SHADY BEND DR INDEPENDENCE MO 640522818, INDEPENDENCE, MO 64052-2818

Mortgage

Document Number	000E110984
Date	Dec 13, 2017
Instrument	110984E

Lender

Name	BANK 21
Type	Bank
Address	BLUE SPRINGS, MO 64014

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3305 Shady Bend Dr was $4,851, up 0.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,336 (-) Land $6,722 Building $59,614	$349,140 (-)
2025	$4,851.00 (+0.52%)	$66,336 Land $6,722 Building $59,614	$349,140
2024	$4,826.00 (+2.51%)
2023	$4,708.00	$67,692 Land $5,079 Building $62,613	$356,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3305 Shady Bend Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3305 Shady Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Wisper ISP.

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