3305 S Saint Cloud Ave, Valrico, FL 33596 Property Records

Hillsborough County property record for 3305 S Saint Cloud Ave, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,709 sqft · built 1967
Lot Size1.01 acres (44,289 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Oct 2017)
Tax Bill$3,119 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2025 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN087210-0000

Property Details

APN / Parcel Number

Primary APN087210-0000
Alternative APN
  • U053021ZZZ000004268700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,709 sqft Living Area
Gross Area2,145 sqft
1st Floor Area1,709 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1996
Architectural StyleMansion
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area44,289 sqft
Lot Dimensions200 ft deep x 220 ft wide

Exterior Amenities

PorchScreened Porch
Porch Area436 sqft
Deck Area140 sqft
Patio Area140 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0872100000
Street Address3305 S SAINT CLOUD AVE
CityVALRICO
StateFL
Zip33596-6443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeASC-1
Legal DescriptionE 200 FT OF W 225 FT OF N 110 FT OF S 420 FT OF SW 1/4 - - - E 200 FT OF W 225 FT OF N 110 FT OF S 310 FT OF SW 1/4
Legal Range21E
Legal Township30S
Legal Section05
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Block4
Legal Lot Number26870
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group4
Census Block4005
Census Tract13206

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3305 S SAINT CLOUD AVE, VALRICO, FL 33596-6443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 1, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Feb 7, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 31, 2017Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2017 · Amount on Record
Deed SaleOct 31, 2017 · Amount on Record
Prior SaleFeb 25, 2003 · Amount on Record
Deed Document Number2017423299
Deed Book / Page25329 / 1773
Prior Transfer DateFeb 17, 2003
Prior Transfer Doc0000072995
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3305 S SAINT CLOUD AVE, VALRICO, FL 33596-6443
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000215300
DateApr 29, 2021
Instrument2021215300
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3305 S SAINT CLOUD AVE, VALRICO, FL 33596-6443
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3305 S SAINT CLOUD AVE, VALRICO, FL 33596-6443

Mortgage

Document Number0000141880
DateApr 1, 2025
Instrument2025141880
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2045

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 7, 2020
Property Address3305 S SAINT CLOUD AVE, VALRICO, FL 33596-6443
Document Number0000043455
Instrument DateFeb 3, 2020
Instrument43455
Transaction TypeTransfer
Record UpdatedApr 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3305 S ST VALRICO FL 33596, VALRICO, FL 33596

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 31, 2017
Property Address3305 S SAINT CLOUD AVE, VALRICO, FL 33596-6443
Document Number0253291773
Book / Page025329 / 001773
Instrument DateOct 26, 2017
Instrument423299
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyTITLE SOURCES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3305 S SAINT CLOUD AVE VALRICO FL 335966443, VALRICO, FL 33596-6443

Mortgage

Document Number253291776
DateOct 31, 2017
Book Page025329/001776
Instrument423300
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$184,815 (+2.7%)$218,785 (+4.13%) Land $117,300 Building $101,485
2025$3,119.00 (+13.75%) Homeowner's exemption$179,956 (+5.99%)$210,098 (-1.6%) Land $107,100 Building $102,998
2023$2,742.00 (+6.24%) Homeowner's exemption$169,790 (+3%)$213,505 (+4.98%) Land $91,800 Building $121,705
2022$2,581.00 Homeowner's exemption$164,845$203,368 Land $76,500 Building $126,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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