Hamilton County property record for 3305 Redding Rd, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,232 sqft · built 1940 |
| Lot Size | 0.202 acres (8,842 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,900 (Oct 2025) |
| Tax Bill | $913 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 118A G 020 |
| Primary APN | 118A G 020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,842 sqft (0.202 acres) |
| Lot Dimensions | 93 ft deep x 103 ft wide |
| Deck Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000043676 |
|---|---|
| Street Address | 3305 REDDING RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-4735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT PT 12 THOMISONS PB 7 PG 22 |
| Legal Subdivision | THOMISONS |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3305 Redding Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Hamilton County records, as of September 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3305 REDDING RD, CHATTANOOGA, TN 37415-4735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Oct 22, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 8, 2019 | Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Jul 25, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on File |
| Deed Sale | Oct 22, 2025 · Amount on File |
| Prior Sale | Nov 8, 2019 · Amount on File |
| Deed Document Number | 2025116 |
| Deed Book / Page | 14082 / 910 |
| Prior Transfer Date | Jul 25, 2019 |
| Prior Transfer Doc | 0725000140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 27, 2026 |
| Property Address | 3305 REDDING RD, CHATTANOOGA, TN 37415-4735 |
| Document Number | 0000000182 |
| Book / Page | 14418 / 758 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026182 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3305 REDDING RD, CHATTANOOGA, TN 37415-4735 |
| Document Number | 0000000182, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 14418/758 |
| Instrument | 2026182 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 22, 2025 |
| Property Address | 3305 REDDING RD, CHATTANOOGA, TN 37415-4735 |
| Document Number | 0000000116 |
| Book / Page | 14082 / 910 |
| Map Reference | MB 7 PG 22 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025102200116 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | UNKNOWN, BRIDGE CITY TTL EAST BRAINER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,028.23 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3305 REDDING RD, CHATTANOOGA, TN 37415-4735 |
| Document Number | 0014082914 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 14082/914 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 8, 2019 |
| Property Address | 3305 REDDING RD, CHATTANOOGA, TN 37415-4735 |
| Document Number | 1108000186 |
| Book / Page | 011815 / 000354 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 191108000186 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | FIRST CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $619.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3305 REDDING RD CHATTANOOGA TN 374154735, CHATTANOOGA, TN 37415-4735 |
| Document Number | 1108000187 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 011815/000356 |
| Instrument | 191108000187 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 25, 2019 |
| Property Address | 3305 REDDING RD, CHATTANOOGA, TN 37415-4735 |
| Document Number | 0725000140 |
| Book / Page | 011708 / 000920 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 190725000140 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $366.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 310 ORIOLE DR CHATTANOOGA TN 374115123, CHATTANOOGA, TN 37411-5123 |
The 2025 property tax bill for 3305 Redding Rd was $913, down 11.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $913.00 (-11.87%) | $60,250 (+29.99%) | $241,000 (+29.99%) Land $70,000 Building $171,000 |
| 2024 | $1,036.00 (-44.92%) | $46,350 (-) | $185,400 (-) Land $50,000 Building $135,400 |
| 2023 | $1,881.00 (+18.6%) | $46,350 (-) | $185,400 (-) Land $50,000 Building $135,400 |
| 2022 | $1,586.00 | $46,350 | $185,400 Land $50,000 Building $135,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3305 Redding Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 19 (1996–2020) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Jan 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3305 Redding Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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