3305 N Calhoun Ter, Hernando, FL 34442 Property Records

Citrus County property record for 3305 N Calhoun Ter, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 2003
Lot Size	2.05 acres (89,456 sqft)
Owner	2 Trust Names on File
Last Sale	$495,000 (Feb 2025)
Tax Bill	$5,427 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00090-0640`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00090-0640`
Alternative APNs	`1818S19E0100000900640` `3153731`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	2,345 sqft
1st Floor Area	1,904 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	89,456 sqft (2.05 acres)
Lot Dimensions	418 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	5 Parking Spaces
Pool Area	288 sqft
Porch	Finished/Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3153731
Street Address	3305 N CALHOUN TER
City	HERNANDO
State	FL
Zip	34442-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	CITRUS HILLS PB 8 PG 5-6 LOT 64 & 65 BLK 9.
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	9
Legal Lot Number	64,65
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2015
Census Tract	450104

Owner

3305 N Calhoun Ter is owner-occupied and held in a trust since February 2025.

Source: Citrus County records, as of June 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3305 N CALHOUN TER, HERNANDO, FL 34442-4514
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2025 · Amount on File
Deed Sale	Feb 13, 2025 · Amount on File
Prior Sale	Oct 23, 2001 · Amount on File
Deed Document Number	20258990
Deed Book / Page	3540 / 246
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Recording Date	Jun 9, 2026
Property Address	3305 N CALHOUN TER, HERNANDO, FL 34442-4514
Document Number	0000034082
Book / Page	3678 / 176
Instrument Date	Jun 4, 2026
Instrument	202634082
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	3305 N CALHOUN TER, HERNANDO, FL 34442-4514

Mortgage

Document Number	0000034082,
Date	Jun 9, 2026
Book Page	3678/176
Instrument	202634082

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3305 N Calhoun Ter was $5,427, up 145.7% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,427.00 (+145.68%)	$351,795 (-3.09%) Land $55,000 Building $296,795	$351,795 (-3.09%) Land $55,000 Building $296,795
2024	$2,209.00 (+2.65%) Homeowner's exemption Additional exemption filed	$363,001 (+0.73%) Land $53,000 Building $310,001	$363,001 (+0.73%) Land $53,000 Building $310,001
2023	$2,152.00 (+6.85%) Homeowner's exemption Additional exemption filed	$360,369 (+21.82%) Land $48,000 Building $312,369	$360,369 (+21.82%) Land $48,000 Building $312,369
2022	$2,014.00 Homeowner's exemption Additional exemption filed	$295,810 Land $36,000 Building $259,810	$295,810 Land $36,000 Building $259,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3305 N Calhoun Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3305 N Calhoun Ter is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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