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3305 Lucy Dr, Monroe, NC 28110 Property Records

Union County property record for 3305 Lucy Dr, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,456 sqft · built 2016
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$393,000 (Sep 2021)
Tax Bill$3,554 (2025)
Deeds & MortgagesApr 2022 Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN09-298-296

Property Details

APN / Parcel Number

Primary APN09-298-296

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,456 sqft Living Area
1st Floor Area1,108 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Construction TypeWood
Roof TypeGable
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area394 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area124 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3305 LUCY DR
CityMONROE
StateNC
Zip28110-6447
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeCD MONROE
Legal Description#8 WOODLANDS CREEK PH1 OPCJ940
Legal SubdivisionWOODLANDS CREEK
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2014
Census Tract20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Commercial Mortgage
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Sep 1, 2021Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2021 · Amount on Record
Deed SaleSep 1, 2021 · Amount on Record
Prior SaleDec 21, 2016 · Amount on Record
Deed Document Number202141447
Deed Book / Page8226 / 639
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3305 LUCY DR, MONROE, NC 28110-6447
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008458130
DateApr 20, 2022
Book Page8458/130
Instrument14616
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueMay 7, 2027

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateSep 1, 2021
Property Address3305 LUCY DR, MONROE, NC 28110-6447
Document Number8226639
Book / Page8226 / 639
Map ReferenceCAB J FILE 939-945
Instrument DateAug 31, 2021
Instrument41447
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$786.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1205 W SANDY RIDGE RD, 1205, MONROE, NC 28112-9338

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$406,600 (-) Land $82,000 Building $324,600$406,600 (-) Land $82,000 Building $324,600
2025$3,554.00 (+11.34%)$406,600 (+38.87%) Land $82,000 Building $324,600$406,600 (+38.87%) Land $82,000 Building $324,600
2023$3,192.00$292,800 Land $47,500 Building $245,300$292,800 Land $47,500 Building $245,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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