3305 Floral St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 3305 Floral St, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,597 sqft · built 1953
Lot Size	0.218 acres (9,485 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Sep 2023)
Tax Bill	$4,994 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-01239007`

Property Details

APN / Parcel Number

Primary APN	`13-01239007`
Alternative APN	`01239007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,597 sqft Living Area
1st Floor Area	912 sqft
Basement Area	685 sqft
Finished Basement	685 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,485 sqft (0.218 acres)
Garage Type	Carport
Garage Area	224 sqft
Carport	Carport
Carport Area	224 sqft
Parking Spaces	1 Parking Space
Gazebo	156 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01239007
Street Address	3305 FLORAL ST
City	SILVER SPRING
State	MD
Zip	20902-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN AVE ESTATES
Legal Subdivision	CONN AVE EST
Legal Block	38
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1007
Census Tract	703404

Owner

3305 Floral St is owned and occupied by an individual who bought it in September 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3305 FLORAL ST, SILVER SPRING, MD 20902-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed, Transfer · FHA Mortgage KIND LENDING LLC
Feb 23, 2023	Special Warranty Deed, Transfer CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on File
Deed Sale	Sep 25, 2023 · Amount on File
Prior Sale	Feb 24, 2023 · Amount on File
Deed Book / Page	67399 / 25
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 25, 2023
Property Address	3305 FLORAL ST, SILVER SPRING, MD 20902-1126
Document Number	0673990025
Book / Page	67399 / 25
Map Reference	MB 38 PL 2644
Instrument Date	Jul 21, 2023
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	AMERICAS TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3305 FLORAL ST, SILVER SPRING, MD 20902-1126

Mortgage

Document Number	0006739931
Date	Sep 25, 2023
Instrument	67399/31

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2053

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 23, 2023
Property Address	3305 FLORAL ST, SILVER SPRING, MD 20902-1126
Document Number	0667620260
Book / Page	66762 / 260
Map Reference	MB 38 PL 2644
Instrument Date	Feb 21, 2023
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS

Transaction

Amount	Amount on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 HOLLY SPRINGS CT, ELLICOTT CITY, MD 21043-1968
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3305 Floral St was $4,994.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,833 (+12.96%)	$503,900 (+38.89%) Land $205,600 Building $298,300
2025	$4,994.00	$362,800 Land $205,600 Building $157,200	$362,800 Land $205,600 Building $157,200
2023		$326,200	$362,800 Land $205,600 Building $157,200
2022	$3,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3305 Floral St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3305 Floral St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, T-Mobile.

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