3305 E 18th St, Sterling, IL 61081 Property Records

Whiteside County property record for 3305 E 18th St, Sterling, IL 61081 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3,756 sqft · built 1996
Lot Size0.79 acres (34,417 sqft)
Owner2 Company Names on File
Tax Bill$15,454 (2025)
Deeds & MortgagesOct 2023 Mortgage
May 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN1114451050

Property Details

APN / Parcel Number

Primary APN1114451050
Alternative APNs
  • 1114451047
  • 118302
  • 94368

Interior

Bedrooms5 Beds
Building Area3,756 sqft Building Perimeter
Basement Area1,878 sqft
Unfinished Basement1,878 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area34,417 sqft (0.79 acres)
Garage Area866 sqft

Location & Zoning

Account Number118302
Street Address3305 E 18TH ST
CitySTERLING
StateIL
Zip61081-4170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTORI PINES SUBD LOT 27 & 1.009 DETENTION POND
Legal SubdivisionTORI PINES SUBDIVISION
Legal Lot Number27
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2001
Census Tract1300

Owner

Source: Whiteside County records · APN 1114451050

Assessment roll updated May 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1200 TIMBERLANE DR, STERLING, IL 61081-4210
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Deed of Trust, Mortgage
CENTRAL BANK ILLINOIS
May 06, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK
May 22, 2020Deed of Trust, Mortgage · Conventional with PMI
IXONIA BK
May 25, 2018Grant Deed, Transfer · Conventional with PMI
NEW AMERICAN FNDG
Apr 20, 2018Quit Claim Deed, Transfer
HB WILKERSON TITLE COMPANY INC, HB WILKERSON TITLE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2024
Deed SaleMay 06, 2024
Deed Document Number20241936
Prior Transfer DateFeb 10, 2010
Prior Transfer Doc0010432010
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address3305 E 18TH ST, STERLING, IL 61081-4170
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005315
DateOct 30, 2023
Instrument2023-05315
Lender
NameCENTRAL BANK ILLINOIS
TypeBank
Agreement
AmountAmount Recorded
Term6 Months
DueApr 27, 2024

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateMay 06, 2024
Property Address3305 E 18TH ST, STERLING, IL 61081-4170
Document Number0000001936
Instrument DateMay 01, 2024
Instrument2024-01936
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3305 E 18TH ST, STERLING, IL 61081-4170

Mortgage

Document Number0000001937
DateMay 06, 2024
Instrument2024-01937
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address3305 E 18TH ST, STERLING, IL 61081-4170
Document Number0000002963
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3305 E 18TH ST STERLING IL 610814170, STERLING, IL 61081-4170

Mortgage

Document Number0000002963
DateMay 28, 2020
Instrument2963
Lender
NameIXONIA BK
TypeBank
AddressWAUKESHA, WI 53186
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMay 27, 2035

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWHITESIDE IL
Recording DateMay 25, 2018
Property Address3305 E 18TH ST, STERLING, IL 61081-4170
Document Number0000002757
Instrument DateMay 17, 2018
Instrument2757
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyHB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$539.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address601 WIKER DR ROCK FALLS IL 610711934, ROCK FALLS, IL 61071-1934

Mortgage

Document Number2758
DateMay 25, 2018
Instrument2758
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 24, 2048
Interest
Rate TypeFixed Rate

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHITESIDE IL
Recording DateApr 20, 2018
Property Address3305 E 18TH ST, STERLING, IL 61081-4170
Document Number0000002007
Instrument DateJun 09, 2016
Instrument2007
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyHB WILKERSON TITLE COMPANY INC, HB WILKERSON TITLE CO INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3305 E 18TH ST STERLING IL 610814170, STERLING, IL 61081-4170

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$15,454.00$171,336 Land $8,642 Building $162,694
2024$514,008 Land $25,926 Building $488,082

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950013002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (1979)
Most Recent ClaimDec 1979, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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