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3305 Celena Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3305 Celena Cir, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,257 sqft · built 2004
Lot Size0.048 acres (2,090 sqft)
Owner2 Individual Names on File
Last Sale$298,000 (Mar 2024)
Tax Bill$338 (2025)
Deeds & MortgagesMar 2024 Mortgage
Sep 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-26-30-0551-0001-0570

Property Details

APN / Parcel Number

Primary APN10-26-30-0551-0001-0570
Alternative APNs
  • 263010055100010570
  • 114876

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,257 sqft Living Area
Gross Area1,736 sqft
1st Floor Area1,257 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,090 sqft (0.048 acres)
Lot Dimensions63.3 ft deep x 33.3 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area239 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3305 CELENA CIR
CitySAINT CLOUD
StateFL
Zip34769-5911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAGNOLIA GLEN PB 14 PG 170 LOT 57
Legal Range30E
Legal Township26S
Legal Section10
Legal SubdivisionMAGNOLIA GLEN
Legal Tract551
Legal Block570
Legal Lot Number57
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2037
Census Tract43203

Owner

Source: Osceola County records · APN 10-26-30-0551-0001-0570

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3305 CELENA CIR, SAINT CLOUD, FL 34769-5911
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE LENDERS INVESTMENT TRADING CORP
Sep 18, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 08, 2023Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Oct 12, 2018Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Oct 12, 2018Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2024 · Amount on Record
Deed SaleMar 20, 2024 · Amount on Record
Prior SaleMar 08, 2023 · Amount on Record
Deed Document Number202435566
Deed Book / Page6567 / 2021
Prior Transfer DateSep 01, 2023
Prior Transfer Doc0064751861
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3305 CELENA CIR, SAINT CLOUD, FL 34769-5911
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 GRAPE AVE, SAINT CLOUD, FL 34769-3047

Mortgage

Document Number0065672022
DateMar 20, 2024
Book Page6567/2022
Instrument2024035567
Lender
NameMORTGAGE LENDERS INVESTMENT TRADING CORP
TypeMortgage Company
Address1400 S INTERNATIONAL PKWY # 1000, LAKE MARY, FL 32746
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateSep 18, 2023
Property Address3305 CELENA CIR, SAINT CLOUD, FL 34769-5911
Document Number0064751861
Book / Page6475 / 1861
Map ReferenceMB 14 PG 170
Instrument DateSep 01, 2023
Instrument2023122657
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3305 CELENA CIR, SAINT CLOUD, FL 34769-5911

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 BROAD ST APT 1, 1, NEWBURGH, NY 12550-3699

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 08, 2023
Property Address3305 CELENA CIR, SAINT CLOUD, FL 34769-5911
Document Number0063681693
Book / Page6368 / 1693
Map ReferenceMB 14 PG 170
Instrument DateMar 07, 2023
Instrument2023027401
Transaction TypeTransfer
Record UpdatedMar 20, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3305 CELENA CIR, SAINT CLOUD, FL 34769-5911

Transferred To (Grantee/Buyer)

NameVerified Name
Address3305 CELENA CIR, SAINT CLOUD, FL 34769-5911

Mortgage

Document Number0063681694
DateMar 08, 2023
Instrument6368/1694
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3305 CELENA CIR, SAINT CLOUD, FL 34769-5911
Document Number0054601325
Instrument DateOct 12, 2018
Transaction TypeMortgage
Record UpdatedJan 24, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13000 BREAKING DAWN DR #312 ORLANDO FL 328245139, 312, ORLANDO, FL 32824-5139

Mortgage

Document Number0054601325
DateJan 09, 2019
Book Page005460/001325
Instrument3079
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 08, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 12, 2018
Property Address3305 CELENA CIR, SAINT CLOUD, FL 34769-5911
Document Number0054162464
Book / Page5416 / 2464
Map ReferenceMB14 PG170
Instrument DateOct 12, 2018
Instrument2018153588
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2492 DATURA LOOP, 2492, SAINT CLOUD, FL 34772-7850

Transferred To (Grantee/Buyer)

NameVerified Name
Address3305 CELENA CIR, SAINT CLOUD, FL 34769-5911
InvestorPossibly a Property Investor

Mortgage

Document Number2018153589
DateOct 12, 2018
Instrument2018153589
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$338.00 (-90.52%)$67,911 (-54.58%)$237,700 (+1.06%) Land $35,000 Building $202,700
2024$3,564.00 (+84.28%)
2023$1,934.00 (+4.15%) Homeowner's exemption$149,529 (+3%)$235,200 (+39.67%) Land $25,000 Building $210,200
2022$1,857.00 Homeowner's exemption$145,174$168,400 Land $14,900 Building $153,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 71 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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