3304 Windy Oaks Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3304 Windy Oaks Dr, Pace, FL 32571 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,101 sqft · built 1989
Lot Size	0.458 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Aug 1995)
Tax Bill	$2,486 (2024)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1N-29-5804-00D00-0330`

Property Details

APN / Parcel Number

Primary APN	`06-1N-29-5804-00D00-0330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,101 sqft Heated Area
Gross Area	4,438 sqft
1st Floor Area	3,876 sqft
Upper Floors Area	608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	2,000 ft deep x 1,000 ft wide
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	502 sqft
Patio Area	60 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	061N29580400D000330
Street Address	3304 WINDY OAKS DR
City	PACE
State	FL
Zip	32571-9555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBINE SPRINGS PLANTATION LO T 33 BLK D AS DES IN OR 1491 PG 20 LESS 2/3 INT MINERAL RIGHTS
Legal Range	29W
Legal Township	01N
Legal Section	06
Legal Subdivision	WOODBINE SPRINGS PLT
Legal Block	D
Legal Lot Number	33
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1046
Census Tract	10707

Owner

Source: Santa Rosa County records · APN 06-1N-29-5804-00D00-0330

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3304 WINDY OAKS DR, PACE, FL 32571-9555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 1995 · Amount on Record
Deed Sale	Aug 01, 1995 · Amount on Record
Deed Document Number	0000149120
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3304 WINDY OAKS DR, PACE, FL 32571-9555
Transaction Type	Mortgage
Record Updated	Nov 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 WINDY OAKS DR, PACE, FL 32571-9555

Mortgage

Document Number	0043280827
Date	Sep 21, 2022
Book Page	4328/827
Instrument	202254516

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,486.00 (+13.52%) Homeowner's exemption	$213,119 (+3%)	$338,668 (+6.07%) Land $49,000 Building $289,668
2023	$2,190.00 (+2.72%) Homeowner's exemption	$206,912 (+3%)	$319,283 (+8.12%) Land $49,000 Building $270,283
2022	$2,132.00 Homeowner's exemption	$200,885	$295,297 Land $45,000 Building $250,297

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force 27 of 29 on primary residences
Nearby Flood Claims	9 (1998–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2020, river or lake flooding, Hurricane Sally
Flood Events	Hurricane Sally (Sep 2020), 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Apr 2014), 2 claims Hurricane Frances (Sep 2004), 2 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.