3304 Wareham Cir, Richardson, TX 75082 Property Records

Collin County property record for 3304 Wareham Cir, Richardson, TX 75082

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,095 sqft · built 1992
Owner	2 Individual Names on Record
Tax Bill	$4,177 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-2535-013-0030-1`

Property Details

APN / Parcel Number

Primary APN	`R-2535-013-0030-1`
Alternative APN	`1971006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,095 sqft Living Area
Gross Area	3,519 sqft
2nd Floor Area	1,676 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Covered Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1971006
Street Address	3304 WAREHAM CIR
City	RICHARDSON
State	TX
Zip	75082-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	WHITE CHAPEL PHASE 2C (CRC), BLK 13, LOT 3
Legal Subdivision	WHITE CHAPEL PHASE 2C (CRC)
Legal Phase	2C
Legal Block	13
Legal Lot Number	3
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1000
Census Tract	31816

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3304 WAREHAM CIR, RICHARDSON, TX 75082-3257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit TEXANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 1992
Deed Sale	Jun 26, 1992
Deed Document Number	0009245079
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3304 WAREHAM CIR, RICHARDSON, TX 75082-3257
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002472520
Date	Dec 6, 2021
Instrument	20211207002472520

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3304 WAREHAM CIR, RICHARDSON, TX 75082-3257
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224930
Date	Feb 9, 2022
Instrument	20220209000224930

Lender

Name	TEXANS CU
Type	Credit Union
Address	RICHARDSON, TX 75085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Richardson City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$500,451 (+13.89%) Land $150,000 Building $350,451	$500,451 (+13.89%) Land $150,000 Building $350,451
2024	$4,177.00 (-30.41%)
2023		$439,435 Land $135,000 Building $304,435	$439,435 Land $135,000 Building $304,435
2022	$6,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Element8, T-Mobile.

Nearby Properties on Wareham Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures