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3304 W Bretons Dr, McHenry, IL 60050 Property Records

McHenry County property record for 3304 W Bretons Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details6 ba · 2,641 sqft · built 1988
Lot Size0.261 acres (11,407 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Jan 2018)
Deeds & MortgagesMar 2021 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-35-480-026

Property Details

APN / Parcel Number

Primary APN09-35-480-026

Interior

Full Baths6 Baths
Half Baths4 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,641 sqft Living Area
Gross Area3,280 sqft
1st Floor Area1,363 sqft
Basement Area850 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area11,407 sqft
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area408 sqft
Deck Area338 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3304 W BRETONS DR
CityMCHENRY
StateIL
Zip60050-5693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0000640 LT 80 UNIT 2 OF BRITTANY HEIGHTS
Legal Range08E
Legal Township45N
Legal Section35
Legal SubdivisionBRITTANY HEIGHTS 02
Legal Block480
Legal Lot Number80
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3023
Census Tract870606

Owner

3304 W Bretons Dr is owned and occupied by an individual who bought it in January 2018.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3304 W BRETONS DR, MCHENRY, IL 60050-5693
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME STATE BANK NA
Jan 5, 2018Warranty Deed, Transfer · Conventional Mortgage
PERL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2018 · Amount on File
Deed SaleJan 5, 2018 · Amount on File
Prior SaleMar 18, 2015 · Amount on File
Deed Document Number2018R0000640
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3304 W BRETONS DR, MCHENRY, IL 60050-5693
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014822
DateMar 18, 2021
Instrument2021R0014822
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term239 Months
DueFeb 1, 2041
Interest
Rate TypeFixed Rate
Rate2.87%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJan 5, 2018
Property Address3304 W BRETONS DR, MCHENRY, IL 60050-5693
Document Number0000000640
Map ReferenceDOC87R8131
Instrument DateDec 26, 2017
Instrument2018R0000640
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyNLT TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$382.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3304 W BRETONS DR, MCHENRY, IL 60050-5693

Mortgage

Document Number0000000641
DateJan 5, 2018
Instrument2018R0000641
Lender
NamePERL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2048
Interest
Rate4%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$96,208 Land $16,287 Building $79,921$288,624 Land $48,861 Building $239,763

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3304 W Bretons Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–1994)
Most Recent ClaimMar 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3304 W Bretons Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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