3304 State Rte 643, Baltic, OH 43804 Property Records

Holmes County property record for 3304 State Rte 643, Baltic, OH 43804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,336 sqft · built 2018
Lot Size	5.7 acres (248,684 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-00445-005`

Property Details

APN / Parcel Number

Primary APN	`02-00445-005`
Alternative APN	`043469-6`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,336 sqft Living Area
1st Floor Area	1,664 sqft
Basement Area	1,888 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	248,684 sqft (5.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Deck Area	144 sqft
Patio Area	523 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic

Location & Zoning

Account Number	043469-6
Street Address	3304 STATE ROUTE 643
City	BALTIC
State	OH
Zip	43804-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R5 T8 S22 5.709A C-16
Jurisdiction	HOLMES OH
Township / Civil Division	CLARK
Census Block Group	1
Census Block	1061
Census Tract	976801

Owner

Source: Holmes County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3304 STATE ROUTE 643, BALTIC, OH 43804-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK/CANFIELD
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit THE FARMERS NATIONAL BANK OF CANFIELD
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS NATIONAL BANK OF CANFIELD
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit THE BALTIC STATE BANK
May 29, 2018	Deed of Trust, Mortgage BALTIC STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Recording Date	Sep 22, 2026
Property Address	3304 STATE ROUTE 643, BALTIC, OH 43804-9640
Document Number	0000004218
Book / Page	297 / 2836
Instrument Date	Sep 18, 2026
Instrument	20264218
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 STATE ROUTE 643, BALTIC, OH 43804-9640

Mortgage

Document Number	0000004218,
Date	Sep 22, 2026
Book Page	297/2836
Instrument	20264218

Lender

Name	FARMERS NATIONAL BANK/CANFIELD

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	3304 STATE ROUTE 643, BALTIC, OH 43804-9640
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	PATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00280/5570
Date	Mar 10, 2022
Book Page	280/5570
Instrument	202200001123

Lender

Name	THE FARMERS NATIONAL BANK OF CANFIELD
Type	Bank
Address	CANFIELD, OH 44406

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	3304 STATE ROUTE 643, BALTIC, OH 43804-9640
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	PATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	276/7095
Date	May 10, 2021
Book Page	276/7095
Instrument	202100015193

Lender

Name	THE FARMERS NATIONAL BANK OF CANFIELD
Type	Bank
Address	CANFIELD, OH 44406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	3304 STATE ROUTE 643, BALTIC, OH 43804-9640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	261/1974
Date	Aug 25, 2017
Book Page	261/1974
Instrument	201700106724

Lender

Name	THE BALTIC STATE BANK
Type	Bank
Address	BALTIC, OH 43804

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	3304 STATE ROUTE 643, BALTIC, OH 43804-9640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180011083
Date	May 29, 2018
Instrument	2.0180011083

Lender

Name	BALTIC STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Holmes County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Holmes County
County Subdivision	Clark Township
Unified School District	East Holmes Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,342.00 (+9.45%)	$132,570 (+21.37%) Land $57,320 Building $75,250	$378,780 (+21.37%) Land $163,780 Building $215,000
2024	$3,967.00 (-0.08%)	$109,230 (-) Land $47,940 Building $61,290
2023	$3,970.00 (+9.91%)	$109,230 (-) Land $47,940 Building $61,290
2022	$3,612.00	$109,230 Land $47,940 Building $61,290	$312,080 Land $136,980 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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