Wayne County property record for 3304 Smith St, Dearborn, MI 48124 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1949 |
| Square Footage | 1,216 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $53,000 (2012) |
| Tax Bill | $2,416.00 (2025) |
| Primary APN | 82-09-352-07-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,216 sqft Living Area |
| 1st Floor | 839 sqft 1st Floor |
| Basement Area | 754 sqft Basement |
| Unfinished Basement | 839 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,792 sqft (0.11 acres) |
| Depth X Width | 118 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 308 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3304 SMITH ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48124-4347 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 476 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF AMENDED PLAT OF DEARBORN POINT SUB |
| Legal Subdivision | DEARBORN POINT |
| Legal Lot Number | 476 |
| Jurisdiction | WAYNE MI |
| Minor Civil Division | DEARBORN |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 575500 |
Source: Wayne County records · APN 82-09-352-07-024
Assessment roll updated August 5, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3304 SMITH ST, DEARBORN, MI 48124-4347 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL |
| Jul 24, 2018 | Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2012 · Amount on Record |
| Deed Sale | Jun 29, 2012 · Amount on Record |
| Prior Sale | Aug 23, 2011 · Amount on Record |
| Deed Doc Number | 2012289045 |
| Deed Book / Page | 49961 / 447 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3304 SMITH ST, DEARBORN, MI 48124-4347 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3304 SMITH ST, DEARBORN, MI 48124-4347 |
| Document Number | 0601060693 |
|---|---|
| Date | Mar 03, 2026 |
| Book Page | 60106/693 |
| Instrument | 2026074218 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 02, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3304 SMITH ST, DEARBORN, MI 48124-4347 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3304 SMITH ST, DEARBORN, MI 48124-4347 |
| Document Number | 0563310755 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 56331/755 |
| Instrument | 2021026052 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3304 SMITH ST, DEARBORN, MI 48124-4347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0545231027 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 54523/1027 |
| Instrument | 2018227959 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,416.00 (-15.7%) Homeowner's exemption | $98,500 (+29.1%) | $197,000 (+29.1%) |
| 2023 | $76,300 | $152,600 | |
| 2019 | $2,866.00 |
3304 Smith St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Wayne County (26163C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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