3304 Phillip Ave, Flint, MI 48507 Property Records

Genesee County property record for 3304 Phillip Ave, Flint, MI 48507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,866 sqft · built 1941
Lot Size	0.461 acres (20,081 sqft)
Owner	Individual Name on File
Tax Bill	$2,890 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-579-011`

Property Details

APN / Parcel Number

Primary APN	`07-25-579-011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,837 sqft
Basement Area	1,537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	20,081 sqft (0.461 acres)
Lot Dimensions	121 ft deep x 166 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3304 PHILLIP AVE
City	FLINT
State	MI
Zip	48507-3358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 566 567 & 568 THE BRONX (76)
Legal Subdivision	BRONX SUBDIVISION
Legal Lot Number	566-568
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	3
Census Block	3002
Census Tract	11010

Owner

3304 Phillip Ave is owned and occupied by an individual who acquired it in July 2023.

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3304 PHILLIP AVE, FLINT, MI 48507-3358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 1, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ELGA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 27, 2023
Transfer Doc	0000043549
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Aug 20, 2026
Property Address	3304 PHILLIP AVE, FLINT, MI 48507-3358
Document Number	0000048590
Instrument Date	Jul 22, 2026
Instrument	202648590
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 PHILLIP AVE, FLINT, MI 48507-3358

Mortgage

Document Number	0000048590,
Date	Aug 20, 2026
Instrument	202648590

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2056

Interest

Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Aug 1, 2023
Property Address	3304 PHILLIP AVE, FLINT, MI 48507-3358
Document Number	0000043549
Map Reference	LB 13 PG 48
Instrument Date	Jul 27, 2023
Instrument	202308010043549
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 PHILLIP AVE, FLINT, MI 48507-3358

Mortgage

Document Number	0000043550
Date	Aug 1, 2023
Instrument	202308010043550

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3304 Phillip Ave was $2,890 with a homeowner's exemption, up 2.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Carman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,000 (+5.73%) Land $10,200 Building $131,800	$284,000 (+5.73%) Land $20,400 Building $263,600
2025	$2,890.00 (+2.77%) Homeowner's exemption	$134,300	$268,600
2024	$2,812.00
2023		$122,900	$245,800
2021	$2,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3304 Phillip Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2008–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3304 Phillip Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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