3304 Pearl Dr, Freeport, TX 77541 Property Records

Brazoria County property record for 3304 Pearl Dr, Freeport, TX 77541

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 2011
Lot Size	0.48 acres (20,908 sqft)
Owner	2 Individual Names on File
Last Sale	$102,500 (Jan 2020)
Tax Bill	$900 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0021-0027-140`

Property Details

APN / Parcel Number

Primary APN	`0021-0027-140`
Alternative APNs	`R000000150980` `R150980` `150980`

Interior

Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,908 sqft (0.48 acres)
View / Lot	Primary

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3304 PEARL DR PVT RD
City	OYSTER CREEK
State	TX
Zip	77541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0021 S F AUSTIN TRACT 20E-20F ACRES 0.48 (OYSTER CREEK) LIFE ESTATE
Legal Subdivision	S F AUSTIN
Legal Tract	20E-20F
Jurisdiction	BRAZORIA TX
Township / Civil Division	BRAZOSPORT
Census Block Group	1
Census Block	1018
Census Tract	664200

Owner

3304 Pearl Dr is owned by two individuals who bought it in January 2020.

Source: Brazoria County records, as of August 25, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3304 PEARL DR, FREEPORT, TX 77541-7904
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 16, 2020	Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Jul 1, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 17, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020 · Amount on File
Deed Sale	Jan 16, 2020 · Amount on File
Prior Sale	Jul 1, 2019
Deed Document Number	20202448
Prior Transfer Date	Dec 4, 2018
Prior Transfer Doc	0000062959
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZORIA TX
Property Address	3304 PEARL DR, OYSTER CREEK, TX 77541-7904
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074412
Date	Dec 16, 2020
Instrument	2020074412

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2050

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BRAZORIA TX
Recording Date	Jan 16, 2020
Property Address	3304 PEARL DR, OYSTER CREEK, TX 77541-7904
Document Number	0000002448
Map Reference	FILE 2018-062959
Instrument Date	Jan 13, 2020
Instrument	2020002448
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	CELEBRITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32618 WINDSOR TER, 32618, FULSHEAR, TX 77441-4066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 PEARL DR, OYSTER CREEK, TX 77541-7904

Mortgage

Document Number	0000002449
Date	Jan 16, 2020
Instrument	2020002449

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000002450
Date	Jan 16, 2020
Instrument	2020002450

Lender

Name	TEXAS DEPARTMENT OF HOUSING AND COMMUNIT
Type	Non-Lending Institution
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRAZORIA TX
Recording Date	Jul 1, 2019
Property Address	3304 PEARL DR, OYSTER CREEK, TX 77541-7904
Document Number	0000031079
Instrument Date	Jun 26, 2019
Instrument	31079
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 491 FULSHEAR TX 774410491, FULSHEAR, TX 77441-0491

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BRAZORIA TX
Recording Date	Dec 17, 2018
Property Address	3304 PEARL DR, OYSTER CREEK, TX 77541-7904
Document Number	0000062959
Instrument Date	Dec 4, 2018
Instrument	62959
Transaction Type	Foreclosure
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3900 CAPITOL CITY BLVD LANSING MI 489062147, LANSING, MI 48906-2147
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Brazoria County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Brazoria County
Municipality	Oyster Creek City
Unified School District	Brazosport Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,920 Land $9,660 Building $110,260	$119,920 Land $9,660 Building $110,260
2024	$900.00
2023		$125,020 Land $13,520 Building $111,500	$125,020 Land $13,520 Building $111,500
2018	$1,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3304 Pearl Dr in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	47 of 64
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Hurricane Ike, Sep 2008 · 9 claims Tropical Storm Fay, Sep 2002 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3304 Pearl Dr is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 61% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OYSTER CREEK serves 1,698 people · EPA ID TX0200230
Water Source	Purchased surface water from BRAZOSPORT WATER AUTHORITY
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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