3304 Panorama Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3304 Panorama Dr, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,501 sqft · built 1995
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,736 (2025)
Deeds & Mortgages	Sep 2021 Sale Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-12-017`

Property Details

APN / Parcel Number

Primary APN	`206-12-017`

Interior

Stories	1 Story
Building Area	1,501 sqft Living Area
Gross Area	1,981 sqft
1st Floor Area	1,501 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	480 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3304 PANORAMA DR
City	OVERGAARD
State	AZ
Zip	85933-5282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TIMBERLAKE PINES PINEWOODS UNIT #2 LOT 57 XGR-2
Legal Range	17E
Legal Township	12N
Legal Section	19
Legal Subdivision	TIMBERLAKE PINES PINEWOODS UNIT #2
Legal Lot Number	57
Legal Unit	2
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1014
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1911 E GREENWAY DR, TEMPE, AZ 85282-7403
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Beneficiary Deed, Transfer
Apr 29, 2021	Intrafamily Transfer, Transfer
Jul 1, 2021	Correction Deed
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage BOX HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 1, 2021
Transfer Doc	0000020604
Record Updated	Sep 20, 2026

September 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 16, 2021
Property Address	3304 PANORAMA DR, OVERGAARD, AZ 85933-5282
Document Number	0000020604
Map Reference	MB 10 PG 6
Instrument Date	Sep 1, 2021
Instrument	2021-20604
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1911 E GREENWAY DR, TEMPE, AZ 85282-7403

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Apr 29, 2021
Property Address	3304 PANORAMA DR, OVERGAARD, AZ 85933-5282
Document Number	0000009456
Map Reference	MB 10 PG 6
Instrument Date	Apr 16, 2021
Instrument	2021-09456
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1911 E GREENWAY DR, TEMPE, AZ 85282-7403

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 1, 2021
Property Address	3304 PANORAMA DR, OVERGAARD, AZ 85933-5282
Document Number	0000014820
Map Reference	MB 10 PG 6
Instrument Date	Apr 16, 2021
Instrument	2021-14820
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1911 E GREENWAY DR, TEMPE, AZ 85282-7403

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3304 PANORAMA DR, OVERGAARD, AZ 85933-5282
Document Number	0000011347
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	SILK ABSTRACT COMPANY, SILK ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1911 E GREENWAY DR TEMPE AZ 852827403, TEMPE, AZ 85282-7403

Mortgage

Document Number	0000011347
Date	Jul 30, 2019
Instrument	11347

Lender

Name	BOX HM LOANS
Type	Funding / Finance Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$316,089 (+7.38%) Land $23,535 Building $292,554
2025	$1,736.00 (+4.2%)	$29,435 Land $2,348 Building $27,087	$294,354 Land $23,481 Building $270,873
2023	$1,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

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