Jefferson County property record for 3304 Ketha Cir, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,500 sqft · built 1972 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $158,317 (Sep 2020) |
| Tax Bill | $1,639 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118.033.00000038 |
| Primary APN | 118.033.00000038 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 78,844 sqft |
| Garage Area | 840 sqft |
| Patio Area | 484 sqft |
| Heating System | HVAC |
|---|
| Street Address | 3304 KETHA CIR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-4600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | KETHA HEIGHTS LOT 20 & PT LOT 19 |
| Legal Range | 5E |
| Legal Township | 41N |
| Legal Section | 33 |
| Legal Subdivision | KETHA HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 20,19 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 700605 |
Source: Jefferson County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3304 KETHA CIR, FESTUS, MO 63028-4600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 18, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS LLC |
| Jul 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Deed Document Number | 202034907 |
| Prior Transfer Date | Sep 4, 2020 |
| Prior Transfer Doc | 0000034906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3304 KETHA CIR, FESTUS, MO 63028-4600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3304 KETHA CIR, FESTUS, MO 63028-4600 |
| Document Number | 0000031392 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023R-031392 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 12, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3304 KETHA CIR, FESTUS, MO 63028-4600 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|---|
| Address | 3304 KETHA CIR, FESTUS, MO 63028-4600 |
| Document Number | 0000042377 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021R-042377 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 18, 2020 |
| Property Address | 3304 KETHA CIR, FESTUS, MO 63028-4600 |
| Document Number | 0000034906 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 34906 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3304 KETHA CIR FESTUS MO 630284600, FESTUS, MO 63028-4600 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 18, 2020 |
| Property Address | 3304 KETHA CIR, FESTUS, MO 63028-4600 |
| Document Number | 0000034907 |
| Map Reference | MB 36 PG 7 |
| Instrument Date | Sep 4, 2020 |
| Instrument | 2020R-034907 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3304 KEHN CIR, 3304, FESTUS, MO 63028 |
| Name | Verified Name |
|---|---|
| Address | 330 KEITH CI, FESTUS, MO 63028 |
| Document Number | 0000034908 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020R-034908 |
| Name | MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 16, 2020 |
| Property Address | 3304 KETHA CIR, FESTUS, MO 63028-4600 |
| Document Number | 0000025173 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 25173 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1004 PARK CENTRAL AVE FESTUS MO 63028, FESTUS, MO 63028 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Hillsboro R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,400 (+6.37%) Land $3,300 Building $25,100 | $149,700 (+6.47%) Land $17,400 Building $132,300 | |
| 2025 | $1,639.00 (+7.12%) | $26,700 (+10.33%) Land $3,300 Building $23,400 | $140,600 (-) Land $17,400 Building $123,200 |
| 2024 | $1,530.00 (+3.24%) | $140,600 (+10.36%) Land $17,400 Building $123,200 | |
| 2023 | $1,482.00 | $24,200 Land $3,300 Building $20,900 | $127,400 Land $17,400 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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