3304 Ellis Rd, Rockford, IL 61101 Property Records

Winnebago County property record for 3304 Ellis Rd, Rockford, IL 61101

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1950
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on File
Tax Bill$1,791 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN190B189

Property Details

APN / Parcel Number

Primary APN190B189
Alternative APN
  • 1110104006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,728 sqft
1st Floor Area864 sqft
Basement Area864 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area32,234 sqft (0.74 acres)
Lot Dimensions321 ft deep x 100 ft wide
View / LotCorner
Garage TypeDetached
Garage Area1,216 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number190B189
Street Address3304 ELLIS RD
CityROCKFORD
StateIL
Zip61101-2621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOUNTY CLERKS PLAT PT OF NW1/4 SEC 10-44-1 LOT 048
Legal Range1
Legal Township44
Legal Section10
Legal SubdivisionCOUNTY CLERKS PLAT
Legal Lot Number048
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group3
Census Block3020
Census Tract3602

Owner

3304 Ellis Rd is owned and occupied by two individuals.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3304 ELLIS RD, ROCKFORD, IL 61101-2621
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3304 ELLIS RD, ROCKFORD, IL 61101-2621
Document Number0001028286
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3304 ELLIS RD ROCKFORD IL 611012621, ROCKFORD, IL 61101-2621

Mortgage

Document Number0001028286
DateAug 22, 2019
Instrument1028286
Lender
NameBMO HARRIS BK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 21, 2049
Interest
Rate TypeAdjustable Rate
Rate8.84%

Tax Assessment & Valuation

The 2025 property tax bill for 3304 Ellis Rd was $1,791 with exemptions applied.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,791.00$35,721 Land $2,176 Building $33,545$107,163 Land $6,528 Building $100,635
2022Homeowner's exemption$25,264 Land $1,539 Building $23,725$75,792 Land $4,617 Building $71,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3304 Ellis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3304 Ellis Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Ellis Rd

Nearby Streets

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