Clay County property record for 3304 E Main St, Vermillion, SD 57069 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,920 sqft · built 2024 |
| Lot Size | 2.61 acres (113,692 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Nov 2022) |
| Tax Bill | $9,980 (2025) |
| Deeds & Mortgages | Jun 2023 Construction Loan Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12000-09251-163-01 |
| Primary APN | 12000-09251-163-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,920 sqft Living Area |
| Gross Area | 4,148 sqft |
| 1st Floor Area | 2,074 sqft |
| Basement Area | 2,074 sqft |
| Finished Basement | 1,846 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 113,692 sqft (2.61 acres) |
| Garage Area | 1,448 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 557 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3304 E MAIN ST |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-7089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 HOVDENS ADDN SW 1/4 SW 1/4 16-92-51 FAIRVIEW TWP |
| Legal Subdivision | HOVDENS ADD |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 965700 |
Source: Clay County records · APN 12000-09251-163-01
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3304 E MAIN ST, VERMILLION, SD 57069-7089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST PREMIER BANK |
| Nov 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on Record |
| Deed Sale | Nov 28, 2022 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | VERMILLION, SD 57069 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 202 ANDERSON ST, VERMILLION, SD 57069-2818 |
| Document Number | 0MT147/357 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | MT147/357 |
| Instrument | 20230309 |
| Name | FIRST PREMIER BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | May 21, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Nov 28, 2022 |
| Property Address | VERMILLION, SD 57069 |
| Document Number | 0000D83/69 |
| Book / Page | D83 / 69 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 148751 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 202 ANDERSON ST, VERMILLION, SD 57069-2818 |
| Document Number | 0000148752 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 148752 |
| Name | FIRST PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 28, 2032 |
Source: Clay County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| County Subdivision | Fairview Township |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,980.00 (+1,344.28%) | $544,925 (+1,582.7%) Land $62,075 Building $482,850 |
| 2023 | $691.00 | $32,384 Land $32,384 |
Source: FEMA National Flood Hazard Layer, Clay County (46027C), updated December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460279657002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Fiber | 5,000 / 5,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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