3304 Clay St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 3304 Clay St, Silver Spring, MD 20902 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 958 sqft · built 1953
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$314,900 (Oct 2005)
Tax Bill	$3,734 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01243966`

Property Details

APN / Parcel Number

Primary APN	`13-01243966`
Alternative APN	`01243966`

Interior

Full Baths	1 Bath
Building Area	958 sqft Living Area
1st Floor Area	958 sqft 1st Floor
Stories	1 Story

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Patio Area	224 sqft Patio
Porch	Open Porch
Porch Area	96 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01243966
Street Address	3304 CLAY ST
City	SILVER SPRING
State	MD
Zip	20902-1159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONN AVE EST
Legal Subdivision	CONN AVE EST
Legal Block	38
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1007
Census Tract	703404

Owner

Source: Montgomery County records · APN 13-01243966

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3304 CLAY ST, SILVER SPRING, MD 20902-1159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2005 · Amount on Record
Deed Sale	Oct 12, 2005 · Amount on Record
Prior Sale	Oct 12, 2005 · Amount on Record
Deed Document Number	200530653
Deed Book / Page	30956 / 204
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3304 CLAY ST, SILVER SPRING, MD 20902-1159
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0569230127
Date	Nov 29, 2018
Book Page	56923/127

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,267 (+7.3%)	$382,000 (+21.89%) Land $193,500 Building $188,500
2025	$3,734.00 (+24.63%)	$313,400 (+8.9%) Land $193,500 Building $119,900	$313,400 (-) Land $193,500 Building $119,900
2023		$287,800	$313,400 Land $193,500 Building $119,900
2022	$2,996.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.