3304 Chris St, Kinston, NC 28504 Property Records

Lenoir County property record for 3304 Chris St, Kinston, NC 28504

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 4 ba · 1,904 sqft · built 1996
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Tax Bill$2,271 (2026)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN451614341420

Property Details

APN / Parcel Number

Primary APN451614341420
Alternative APN
  • 26887

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,904 sqft Finished Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions258 ft deep x 34.2 ft wide
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address3304 CHRIS ST
CityKINSTON
StateNC
Zip28504-1987
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRA6
Legal DescriptionCHRIS ST 20A & 20B SEC A 2 UNITS
Legal SubdivisionVILLAGE CEDARS SUBDIVISION
Legal Unit2
JurisdictionLENOIR NC
Township / Civil DivisionKINSTON
Census Block Group1
Census Block1017
Census Tract10800

Owner

3304 Chris St, a residential property, is owned by a company that acquired it in April 2025.

Source: Lenoir County records, as of October 15, 2026

Owner of RecordCompany Name on File
Mailing Address4464 HWY 58 N, KINSTON, NC 28504-7932
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 11, 2025
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENOIR NC
Property Address3304 CHRIS ST # &, &, KINSTON, NC 28504-1987
Transaction TypeMortgage
Record UpdatedSep 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018200840
DateJan 24, 2018
Book Page1820/840
Lender
NameVISIO FINANCIAL SERVICES INC
TypeLending Institution
AddressAUSTIN, TX 78758
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate7.9%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2025
Change FrequencyAnnually
Min Rate At Change7.9%
Max Rate At Change10.9%
Index1-Year LIBOR
Max Rate13.9%

Tax Assessment & Valuation

The 2026 property tax bill for 3304 Chris St was $2,271, down 2.9% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLenoir County
MunicipalityKinston City
Unified School DistrictLenoir County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,271.00 (-2.87%)$166,435 (-) Land $12,321 Building $154,114$166,435 (-) Land $12,321 Building $154,114
2025$2,338.00$166,435 Land $12,321 Building $154,114$166,435 Land $12,321 Building $154,114
2023$1,671.00$103,523 Land $15,000 Building $88,523$103,523 Land $15,000 Building $88,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3304 Chris St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1984–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3304 Chris St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KINSTON
serves 27,475 people · EPA ID NC0454010
Water SourcePurchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chris St

Nearby Streets

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