3304 Chestnut St, Dearborn, MI 48124 Property Records

Wayne County property record for 3304 Chestnut St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1952
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Feb 2026)
Tax Bill	$3,242 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-352-09-026`

Property Details

APN / Parcel Number

Primary APN	`82-09-352-09-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	158 ft deep x 40 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3304 CHESTNUT ST
City	DEARBORN
State	MI
Zip	48124-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 50 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF OUTER BOULEVARD SUB
Legal Subdivision	OUTER BOULEVARD
Legal Lot Number	50
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1011
Census Tract	575500

Owner

3304 Chestnut St is owned and occupied by an individual who bought it in February 2026.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	5250 ORCHARD AVE, DEARBORN, MI 48126-4620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Feb 23, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2026 · Amount on File
Deed Sale	Feb 23, 2026 · Amount on File
Prior Sale	Oct 14, 2010
Deed Document Number	202652664
Deed Book / Page	60078 / 1082
Prior Transfer Date	Sep 22, 2010
Prior Transfer Doc	0487961379
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3304 CHESTNUT ST, DEARBORN, MI 48124-4370
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CHESTNUT ST, DEARBORN, MI 48124-4370

Mortgage

Document Number	0569581040
Date	Aug 16, 2021
Book Page	56958/1040
Instrument	2021314053

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3304 CHESTNUT ST, DEARBORN, MI 48124-4370
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CHESTNUT DEARBORN, DEARBORN, MI 48124

Mortgage

Document Number	0598910251
Date	Nov 6, 2025
Book Page	59891/251
Instrument	2025304006

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 23, 2026
Property Address	3304 CHESTNUT ST, DEARBORN, MI 48124-4370
Document Number	0600781082
Book / Page	60078 / 1082
Map Reference	LB 48 PG 53
Instrument Date	Feb 12, 2026
Instrument	2026052664
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3304 CHESTNUT ST, DEARBORN, MI 48124-4370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5250 ORCHARD AVE, DEARBORN, MI 48126-4620

Mortgage

Document Number	0060079442
Date	Feb 23, 2026
Instrument	60079/442

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 3304 Chestnut St was $3,242 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,400 (+3.83%)	$200,800 (+3.83%)
2025	$3,242.00 Homeowner's exemption	$96,700	$193,400
2023		$81,300	$162,600
2019	$3,250.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3304 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3304 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

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