3304 Cherry Tree Ln, Prospect, KY 40059 Property Records

Oldham County property record for 3304 Cherry Tree Ln, Prospect, KY 40059 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,495 sqft · built 1976
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Dec 2021)
Tax Bill	$5,474 (2025)
Deeds & Mortgages	Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-02A-03-122`

Property Details

APN / Parcel Number

Primary APN	`02-02A-03-122`
Alternative APN	`67946`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,495 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	67946
Street Address	3304 CHERRY TREE LN
City	PROSPECT
State	KY
Zip	40059-9231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, DET GARAGE, IG POOL & .63AC
Legal Block	SEC 3
Legal Lot Number	122
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	2
Census Block	2001
Census Tract	30801

Owner

Source: Oldham County records · APN 02-02A-03-122

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3304 CHERRY TREE LN, PROSPECT, KY 40059-9231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	671766
Deed Book / Page	D1314 / 36
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Dec 27, 2021
Property Address	3304 CHERRY TREE LN, PROSPECT, KY 40059-9231
Document Number	00D1314/36
Book / Page	D1314 / 36
Map Reference	MB 2 PG 56
Instrument Date	Dec 16, 2021
Instrument	671766
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	COMMONWEALTH TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5411 WISHING ARCH DR, APOLLO BEACH, FL 33572-3466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CHERRY TREE LN, PROSPECT, KY 40059-9231

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Municipality	River Bluff City
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,474.00 (-1.01%) Homeowner's exemption	$490,000 (-) Land $50,000 Building $440,000	$490,000 (-) Land $50,000 Building $440,000
2023	$5,530.00 Homeowner's exemption	$490,000 Land $50,000 Building $440,000	$490,000 Land $50,000 Building $440,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850308012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1997–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2017, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.