3304 Cherokee Ave, Merced, CA 95340 Property Records

Merced County property record for 3304 Cherokee Ave, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 1974
Lot Size	0.182 acres (7,922 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Nov 2010)
Tax Bill	$1,914 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`006-217-003-000`

Property Details

APN / Parcel Number

Primary APN	`006-217-003-000`
Alternative APN	`006-217-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
Gross Area	2,226 sqft
1st Floor Area	1,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,922 sqft (0.182 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	006-217-003
Street Address	3304 CHEROKEE AVE
City	MERCED
State	CA
Zip	95340-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	W PK VIL #2 LOT 120
Legal Subdivision	WAINWRIGHTS PARK VILLAGE 02
Legal Lot Number	120
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3000
Census Tract	1101

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3304 CHEROKEE AVE, MERCED, CA 95340-1564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 3, 2021	Deed of Trust, Mortgage HERMAN 2009 LIVING TRUST
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage EKIZIAN 2003 LIVING TRUST (LT)
May 22, 2019	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK
Jan 6, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 6, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2010 · Amount on Record
Deed Sale	Nov 24, 2010 · Amount on Record
Prior Sale	May 11, 2006 · Amount on Record
Deed Document Number	201045622
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3304 CHEROKEE AVE, MERCED, CA 95340-1564
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CHEROKEE AVE, MERCED, CA 95340-1564

Mortgage

Document Number	0000031877
Date	Sep 7, 2022
Instrument	2022031877

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3304 CHEROKEE AVE, MERCED, CA 95340-1564
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CHEROKEE AVE, MERCED, CA 95340-1564

Mortgage

Document Number	0000053550
Date	Dec 3, 2021
Instrument	2021053550

Lender

Name	HERMAN 2009 LIVING TRUST
Type	Private Party
Address	736 W 18TH ST, MERCED, CA 95340

Agreement

Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3304 CHEROKEE AVE, MERCED, CA 95340-1564
Document Number	0000044007
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CHEROKEE AVE MERCED CA 953401564, MERCED, CA 95340-1564

Mortgage

Document Number	0000044007
Date	Nov 20, 2020
Instrument	44007

Lender

Name	EKIZIAN 2003 LIVING TRUST (LT)
Address	790 LOUGHBOROUGH DR, MERCED, CA 95348-2626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCED CA
Property Address	3304 CHEROKEE AVE, MERCED, CA 95340-1564
Document Number	0000018471
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CHEROKEE AVE MERCED CA 953401564, MERCED, CA 95340-1564

Mortgage

Document Number	0000018471
Date	Jun 24, 2019
Instrument	18471

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate	4.75%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3304 CHEROKEE AVE, MERCED, CA 95340-1564
Document Number	0000004954
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CHEROKEE AVE MERCED CA 953401564, MERCED, CA 95340-1564

Mortgage

Document Number	0000004954
Date	Feb 14, 2017
Instrument	4954

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCED CA
Property Address	3304 CHEROKEE AVE, MERCED, CA 95340-1564
Document Number	0000005652
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 CHEROKEE AVE MERCED CA 953401564, MERCED, CA 95340-1564

Mortgage

Document Number	0000005652
Date	Feb 21, 2017
Instrument	5652

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$174,965 (+2%) Land $14,366 Building $160,599
2025	$1,914.00 (+7.23%)	$171,535 (+4.04%) Land $14,085 Building $157,450
2023	$1,785.00 (+1.36%)	$164,876 Land $13,539 Building $151,337
2022	$1,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (1995–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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