Stanislaus County property record for 3304 Cardinal Flower Ave, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,694 sqft · built 2004 |
| Lot Size | 0.127 acres (5,542 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Sep 2026) |
| Tax Bill | $3,490 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-045-043-000 |
| Primary APN | 077-045-043-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,694 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Lot Area | 5,542 sqft (0.127 acres) |
| View / Lot | Irregular Lot |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3304 CARDINAL FLOWER AVE |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-8607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDFLOWER (38M31) |
| Legal Subdivision | WILDFLOWER |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 914 |
3304 Cardinal Flower Ave is owned and occupied by an individual who bought it in September 2026.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3304 CARDINAL FLOWER AVE, MODESTO, CA 95355-8607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on File |
| Deed Sale | Sep 29, 2026 · Amount on File |
| Prior Sale | Jun 20, 2012 · Amount on File |
| Deed Document Number | 202652606 |
| Prior Transfer Date | Dec 8, 2014 |
| Prior Transfer Doc | 0000083742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 29, 2026 |
| Property Address | 3304 CARDINAL FLOWER AVE, MODESTO, CA 95355-8607 |
| Document Number | 0000052606 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 202652606 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3304 CARDINAL FLOWER AVE, MODESTO, CA 95355-8607 |
| Document Number | 0000052607, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202652607 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3304 CARDINAL FLOWER AVE, MODESTO, CA 95355-8607 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3304 CARDINAL FLOWER AVE, MODESTO, CA 95355-8607 |
| Document Number | 0000078004 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 2020-0078004 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 3304 Cardinal Flower Ave was $3,490, up 2.8% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Secondary School District | Modesto City High School District (09 - 12) |
| Elementary School District | Sylvan Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,490.00 (+2.8%) | $281,845 (+2%) Land $64,051 Building $217,794 |
| 2025 | $3,395.00 Homeowner's exemption | $276,320 Land $62,796 Building $213,524 |
| 2023 | $3,251.00 (+4.27%) Homeowner's exemption | $265,592 Land $60,358 Building $205,234 |
| 2022 | $3,118.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3304 Cardinal Flower Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3304 Cardinal Flower Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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