3304 148th St E, Tacoma, WA 98446 Property Records

Pierce County property record for 3304 148th St E, Tacoma, WA 98446

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.25 ba · 4,074 sqft · built 1974
Lot Size2.06 acres (89,734 sqft)
Owner2 Individual Names on Record
Tax Bill$8,796 (2025)
Deeds & MortgagesJul 2023 Mortgage
Mar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN031923-1-056

Property Details

APN / Parcel Number

Primary APN031923-1-056

Interior

Bedrooms3 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area4,074 sqft Living Area
Gross Area4,634 sqft
1st Floor Area1,998 sqft
Basement Area2,076 sqft
Finished Basement2,076 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area89,734 sqft
Lot Width260 ft Width
View / LotCreek/River
Garage TypeAttached
Garage Area560 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Slab
Porch Area776 sqft
Deck Area144 sqft
Patio Area245 sqft
Shed1 Shed
Shed Area2,076 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address3304 148TH ST E
CityTACOMA
StateWA
Zip98446-1566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSECTION 23 TOWNSHIP 19 RANGE 03 QUARTER 13 : COM AT SW COR OF NE SEC 23 TH N 00 DEG 18 MIN W ALG W LI SD NE 1090.00 FT TH S 89 DEG 18 MIN 53 SEC E 913.23 FT TO POB TH CONT S 89 DEG 41 MIN 34 SEC E 391.24 FT TH S 00 DEG 11 MIN 09 SEC E ALG E E LI SD S
Legal Range03
Legal Township19
Legal Section23
Legal SubdivisionCREEK
Legal Lot NumberI
Legal Unit2243
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group3
Census Block3007
Census Tract71306

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3304 148TH ST E, TACOMA, WA 98446-1566
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
CU HOME MORTGAGE SOLUTIONS LLC
Mar 9, 2022Deed of Trust, Mortgage · Line of Credit
HARBORSTONE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 9, 1996
Transfer Doc0000000306
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address3304 148TH ST E, TACOMA, WA 98446-1566
Transaction TypeMortgage
Record UpdatedJul 20, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3304 148TH ST E, TACOMA, WA 98446-1566

Mortgage

Document Number0007100216
DateJul 10, 2023
Instrument202307100216
Lender
NameCU HOME MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressSEATTLE, WA 98175
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateAug 1, 2030
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change8.12%
Index1-Year T-Bill
Margin2
Max Rate11.1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address3304 148TH ST E, TACOMA, WA 98446-1566
Transaction TypeMortgage
Record UpdatedMar 21, 2022
Title CompanyPUGET SOUND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003090250
DateMar 9, 2022
Instrument202203090250
Lender
NameHARBORSTONE CU
TypeCredit Union
AddressMCCHORD AFB, WA 98438
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 8, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$813,600 (+12.52%) Land $336,700 Building $476,900$813,600 (+12.52%) Land $336,700 Building $476,900
2025$8,796.00 (+6.24%)
2024$8,279.00 (-4.98%)$723,100 (-6.73%) Land $272,400 Building $450,700$723,100 (-6.73%) Land $272,400 Building $450,700
2023$8,713.00$775,300 Land $275,500 Building $499,800$775,300 Land $275,500 Building $499,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims13 (1979–1997)
Most Recent ClaimJan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event
  • High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims
  • Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPANAWAY WATER COMPANY
private · serves 34,506 people · EPA ID WA5382850
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

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