3302 Zone Ave, Toledo, OH 43617 Property Records

Lucas County property record for 3302 Zone Ave, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1971
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2025)
Tax Bill	$2,893 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-68856`

Property Details

APN / Parcel Number

Primary APN	`78-68856`
Alternative APN	`30216021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	150 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Deck Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3302 ZONE AVE
City	TOLEDO
State	OH
Zip	43617-1071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-RA
Legal Description	ZONE OF HEALTH LOT 92 N 30 FT
Legal Subdivision	ZONE OF HEALTH
Legal Tract	92
Legal Lot Number	92
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	1
Census Block	1021
Census Tract	9206

Owner

3302 Zone Ave is owned and occupied by an individual who bought it in October 2025.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3302 ZONE AVE, TOLEDO, OH 43617-1071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Warranty Deed, Transfer · VA Mortgage KEY BANK NA
Aug 27, 2021	Intrafamily Transfer, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 16, 2017	Warranty Deed, Transfer · VA Mortgage HALLMARK MORTGAGE GROUP LLC
Mar 16, 2017	Grant Deed, Transfer APEX TITLE COMPANY, APEX TITLE AGENCY LIMITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Aug 27, 2021
Deed Document Number	202510310039575
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 31, 2025
Property Address	3302 ZONE AVE, TOLEDO, OH 43617-1071
Document Number	0000039575
Map Reference	VOL 41 PG 21
Instrument Date	Oct 22, 2025
Instrument	202510310039575
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3302 ZONE AVE, TOLEDO, OH 43617-1071

Mortgage

Document Number	0000039576
Date	Oct 31, 2025
Instrument	202510310039576

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Aug 27, 2021
Property Address	3302 ZONE AVE, TOLEDO, OH 43617-1071
Document Number	0000045963
Map Reference	VOL 41 PG 21
Instrument Date	Aug 18, 2021
Instrument	202108270045963
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 ZONE AVE, TOLEDO, OH 43617-1071

Mortgage

Document Number	0000045964
Date	Aug 27, 2021
Instrument	202108270045964

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 16, 2017
Property Address	3302 ZONE AVE, TOLEDO, OH 43617-1071
Document Number	0000045394
Map Reference	VOL41 PG21
Instrument Date	Oct 10, 2017
Instrument	201710160045394
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 ZONE AVE, TOLEDO, OH 43617-1071

Mortgage

Document Number	0000045395
Date	Oct 16, 2017
Instrument	201710160045395

Lender

Name	HALLMARK MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 16, 2017
Property Address	3302 ZONE AVE, TOLEDO, OH 43617-1071
Document Number	0000011411
Instrument Date	Mar 7, 2017
Instrument	11411
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	APEX TITLE COMPANY, APEX TITLE AGENCY LIMITED

Transaction

Amount	Amount on Record
Tax	$266.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4547 GETTYSBURG DR SYLVANIA OH 435603240, SYLVANIA, OH 43560-3240

Tax Assessment & Valuation

The 2025 property tax bill for 3302 Zone Ave was $2,893, up 6.4% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,893.00 (+6.36%)	$42,875 (-) Land $4,585 Building $38,290
2024	$2,720.00 (+34.92%)	$42,875 (+63.12%) Land $4,585 Building $38,290	$122,500 Land $13,100 Building $109,400
2023	$2,016.00 (+0.25%)	$26,285 (-) Land $2,870 Building $23,415
2022	$2,011.00 Homeowner's exemption	$26,285 Land $2,870 Building $23,415
2021			$75,100 Land $8,200 Building $66,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3302 Zone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3302 Zone Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Spectrum.

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