Polk County property record for 3302 Queens Cove Loop, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,129 sqft · built 1994 |
| Lot Size | 0.211 acres (9,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jun 2017) |
| Tax Bill | $1,007 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-02-356714-000280 |
| Primary APN | 25-29-02-356714-000280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,129 sqft Living Area |
| Gross Area | 1,528 sqft |
| 1st Floor Area | 1,129 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,169 sqft (0.211 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Unfinished Open Porch |
| Cooling System | Central |
|---|
| Street Address | 3302 QUEENS COVE LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUEENS COVE PHASE TWO PB 95 PG 10 LOT 28 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | QUEENS COVE PHASE 02 |
| Legal Phase | 2 |
| Legal Tract | 356714 |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14704 |
Source: Polk County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3302 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 25, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 26, 2017 | Warranty Deed, Transfer · Conventional with PMI CHRISTENSEN FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on Record |
| Deed Sale | Jun 1, 2017 · Amount on Record |
| Deed Book / Page | 10187 / 471 |
| Prior Transfer Date | Nov 14, 2006 |
| Prior Transfer Doc | 0000009456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 25, 2024 |
| Property Address | 3302 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5038 |
| Document Number | 0000068318 |
| Book / Page | 13052 / 511 |
| Map Reference | MB 95 PG 10 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024068318 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3302 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5038 |
| Name | Verified Name |
|---|---|
| Address | 3302 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 26, 2017 |
| Property Address | 3302 QUEENS COVE LOOP, WINTER HAVEN, FL 33880-5038 |
| Document Number | 0101870471 |
| Book / Page | 010187 / 000471 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 121696 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Title Company | RP TITLE AND ESCROW LLC, RP TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3302 QUEENS COVE LOOP WINTER HAVEN FL 338805038, WINTER HAVEN, FL 33880-5038 |
| Document Number | 101870473 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 010187/000473 |
| Instrument | 121697 |
| Name | CHRISTENSEN FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | LONGWOOD F, FL 32750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2047 |
| Document Number | 102340638, |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 010234/000638 |
| Instrument | 156949 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Amount | Amount Recorded |
|---|
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,007.00 (-36.67%) Homeowner's exemption | $118,153 (+5.99%) | $183,617 (-2.44%) Land $36,000 Building $147,617 |
| 2023 | $1,590.00 (+7.22%) Homeowner's exemption | $111,479 (+3%) | $188,212 (+15.86%) Land $35,000 Building $153,212 |
| 2022 | $1,483.00 Homeowner's exemption | $108,232 | $162,453 Land $29,000 Building $133,453 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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