3302 Pepper Rd, Franklin, KY 42134 Property Records

Simpson County property record for 3302 Pepper Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 2020
Lot Size	5.4 acres (235,224 sqft)
Owner	Individual Name on Record
Tax Bill	$2,448 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-00-00-003.02`

Property Details

APN / Parcel Number

Primary APN	`008-00-00-003.02`
Alternative APN	`36881`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	235,224 sqft (5.4 acres)
Porch	Porch
Porch Area	1,346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil

Location & Zoning

Street Address	3302 PEPPER RD
City	FRANKLIN
State	KY
Zip	42134-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3302 PEPPER ROAD
Jurisdiction	SIMPSON KY
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2056
Census Tract	970402

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3302 PEPPER RD, FRANKLIN, KY 42134-7900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEWISBURG BANKING COMPANY
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Aug 20, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018
Deed Sale	Aug 20, 2018
Deed Document Number	0000336326
Deed Book / Page	336 / 326
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	3302 PEPPER RD, FRANKLIN, KY 42134-7900
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M455/534
Date	Mar 7, 2019
Book Page	M455/534
Instrument	1190581

Lender

Name	LEWISBURG BANKING COMPANY
Type	Bank
Address	RUSSELLVILLE, KY 42276

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2020

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	3302 PEPPER RD, FRANKLIN, KY 42134-7900
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 PEPPER RD, FRANKLIN, KY 42134-7900

Mortgage

Document Number	000M504/17
Date	Sep 30, 2021
Book Page	M504/17
Instrument	1205061

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Aug 20, 2018
Property Address	3302 PEPPER RD, FRANKLIN, KY 42134-7900
Document Number	00D336/326
Book / Page	D336 / 326
Instrument Date	Aug 20, 2018
Instrument	1187835
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3504 PEPPER RD, 3504, FRANKLIN, KY 42134-7942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 CHANDLER RD, FRANKLIN, KY 42134-7086

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,448.00 (-5.74%)	$279,000 (-)	$279,000 (-)
2023	$2,597.00	$279,000	$279,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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