3302 Oak St, Decatur, AL 35603 Property Records

Morgan County property record for 3302 Oak St, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,600 sqft · built 1974
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-06-13-0-000-030.000`

Property Details

APN / Parcel Number

Primary APN	`12-06-13-0-000-030.000`
Alternative APNs	`120489` `28290`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	2,600 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	100,188 sqft (2.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	120489
Street Address	3302 OAK ST
City	DECATUR
State	AL
Zip	35603-5737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 1 PLEASANT ACRES SUB REPLAT OF ADD #2 PLAT 5-44 LES S N 50' THEREOF
Legal Range	4W
Legal Township	6S
Legal Section	13
Legal Subdivision	PLEASANT ACRES S/D ADD #2
Legal Block	1
Legal Lot Number	3
Jurisdiction	MORGAN AL
Township / Civil Division	HARTSELLE
Census Block Group	3
Census Block	3024
Census Tract	5306

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3302 OAK ST, DECATUR, AL 35603-5737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 4, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit GOODLEAP LC
Jul 16, 2013	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 17, 2011	Deed of Trust, Mortgage · VA Mortgage HOMETOWN LENDERS LLC
Aug 29, 2007	Warranty Deed, Transfer · Conventional Mortgage PLATINUM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3302 OAK ST, DECATUR, AL 35603-5737
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/7979
Date	Feb 11, 2021
Book Page	2021/7979

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3302 OAK ST, DECATUR, AL 35603-5737
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/22953
Date	Jun 4, 2020
Book Page	2020/22953

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3302 OAK ST, DECATUR, AL 35603-5737
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/45481
Date	Nov 7, 2025
Book Page	2025/45481

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3302 OAK ST, DECATUR, AL 35603-5737
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013/27824
Date	Jul 16, 2013
Book Page	2013/27824

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2043

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3302 OAK ST, DECATUR, AL 35603-5737
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/30656
Date	Oct 17, 2011
Book Page	2011/30656

Lender

Name	HOMETOWN LENDERS LLC
Address	HAZEL GREEN, AL 35750

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2041

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 29, 2007
Property Address	3302 OAK ST, DECATUR, AL 35603-5737
Document Number	2007/07134
Book / Page	2007 / 07134
Map Reference	MB4 PG78
Instrument Date	Aug 27, 2007
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3302 OAK ST, DECATUR, AL 35603-5737

Mortgage

Document Number	0200748109
Date	Aug 29, 2007
Instrument	2007/48109

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Priceville City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,072.00 Homeowner's exemption	$30,100 (-) Land $4,180 Building $25,920	$301,000 (-) Land $41,800 Building $259,200
2024		$30,100 (-) Land $4,180 Building $25,920	$301,000 (-) Land $41,800 Building $259,200
2023	$1,072.00 (+9.05%) Homeowner's exemption	$30,100 (+8.55%) Land $4,180 Building $25,920	$301,000 (+8.55%) Land $41,800 Building $259,200
2022	$983.00 Homeowner's exemption	$27,730 Land $3,630 Building $24,100	$277,300 Land $36,300 Building $241,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARTSELLE UTILITY BOARD serves 22,233 people · EPA ID AL0001086
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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