3302 Franklin St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 3302 Franklin St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,188 sqft · built 2021
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jun 2023)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
APN	`1520000004120`

Property Details

APN / Parcel Number

Primary APN	`1520000004120`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
1st Floor Area	998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Porch	Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3302 FRANKLIN ST
City	CHESAPEAKE
State	VA
Zip	23324-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	6 & 7 EAST LYNN
Legal Subdivision	RALEIGH HEIGHTS, FREEMAN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3005
Census Tract	20600

Owner

3302 Franklin St is owned and occupied by two individuals who bought it in June 2023.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3302 FRANKLIN ST, CHESAPEAKE, VA 23324-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Aug 25, 2021	Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Aug 25, 2021 · Amount on File
Deed Document Number	202311735
Deed Book / Page	10668 / 490
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 6, 2023
Property Address	3302 FRANKLIN ST, CHESAPEAKE, VA 23324-1624
Document Number	010668/490
Book / Page	10668 / 490
Instrument Date	May 31, 2023
Instrument	230011735
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 FRANKLIN ST, CHESAPEAKE, VA 23324-1624
Investor	Possibly a Property Investor

Mortgage

Document Number	0230011736
Date	Jun 6, 2023
Instrument	230011736

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 25, 2021
Property Address	3302 FRANKLIN ST, CHESAPEAKE, VA 23324-1624
Document Number	10432/708
Book / Page	10432 / 708
Instrument Date	Aug 23, 2021
Instrument	210038762
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 FRANKLIN ST, CHESAPEAKE, VA 23324-1624

Mortgage

Document Number	210038765
Date	Aug 25, 2021
Instrument	210038765

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3302 Franklin St was $4,106.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,000 (+0.37%) Land $95,000 Building $313,000	$408,000 (+0.37%) Land $95,000 Building $313,000
2025	$4,106.00	$406,500 Land $90,000 Building $316,500	$406,500 Land $90,000 Building $316,500
2023		$332,200 (+1.93%) Land $70,000 Building $262,200	$332,200 (+1.93%) Land $70,000 Building $262,200
2022		$325,900 Land $60,000 Building $265,900	$325,900 Land $60,000 Building $265,900
2019	$577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3302 Franklin St; there have been 20 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	20 (1981–2019)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3302 Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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