James City County property record for 3302 Derby Ln, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,703 sqft · built 1988 |
| Lot Size | 0.639 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $670,000 (Jun 2021) |
| Tax Bill | $5,014 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-3 04-0-0008 |
| Primary APN | 46-3 04-0-0008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,703 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Wood Shingle |
| Lot Area | 27,878 sqft (0.639 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 228 sqft |
| Deck Area | 339 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13903 |
|---|---|
| Street Address | 3302 DERBY LN |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-1465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 RURAL RESIDENTIAL |
| Legal Description | L-8 S-2 DRUMMONDS FIELD |
| Legal Subdivision | DRUMMONDS FIELD |
| Legal Lot Number | 8 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 80304 |
Source: James City County records · APN 46-3 04-0-0008
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3302 DERBY LN, WILLIAMSBURG, VA 23185-1465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Feb 22, 2017 | Grant Deed, Transfer TOWNEBANK MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2021 · Amount on Record |
| Deed Sale | Jun 01, 2021 · Amount on Record |
| Prior Sale | Feb 21, 2017 · Amount on Record |
| Deed Document Number | 210011083 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 01, 2021 |
| Property Address | 3302 DERBY LN, WILLIAMSBURG, VA 23185-1465 |
| Document Number | 210011083 |
| Instrument Date | May 27, 2021 |
| Instrument | 210011083 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | BARRISTERS OF VIRGINIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3302 DERBY LN, WILLIAMSBURG, VA 23185-1465 |
| Document Number | 210011084 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 210011084 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Feb 22, 2017 |
| Property Address | 3302 DERBY LN, WILLIAMSBURG, VA 23185-1465 |
| Document Number | 0000003834 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 3834 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3302 DERBY LN WILLIAMSBURG VA 231851465, WILLIAMSBURG, VA 23185-1465 |
| Document Number | 3835 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 3835 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 21, 2032 |
Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,014.00 (+6.41%) | $604,200 (+12.24%) Land $83,000 Building $521,200 | $604,200 (+12.24%) Land $83,000 Building $521,200 |
| 2024 | $4,712.00 (+5.48%) | ||
| 2023 | $4,467.00 | $538,300 Land $83,000 Building $455,300 | $538,300 Land $83,000 Building $455,300 |
| 2022 | $4,467.00 (+25.87%) | ||
| 2019 | $3,549.00 |
Source: FEMA National Flood Hazard Layer as of October 27, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 16 (2003–2006) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Oct 2006 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: Shenandoah Telecommunications Company.
Based on FCC filings for 146 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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