3302 Cormorant Point Dr, Sebring, FL 33872 Property Records

Highlands County property record for 3302 Cormorant Point Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,805 sqft · built 1985
Lot Size	0.386 acres (16,816 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2026)
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C3448031000017A0`

Property Details

APN / Parcel Number

Primary APN	`C3448031000017A0`
Alternative APN	`C-34-34-28-031-0000-17A0`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,805 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,520 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,816 sqft (0.386 acres)
Lot Dimensions	150 ft deep x 108 ft wide
View / Lot	Water
Garage Type	Attached
Garage Area	483 sqft
Driveway	Concrete Driveway
Driveway Area	442 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	36 sqft
Porch	Florida Room
Porch Area	319 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3302 CORMORANT POINT DR
City	SEBRING
State	FL
Zip	33872-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	CORMORANT POINT REPLAT OF CERTAIN LOTS PB 15 PG 5 LOT 17A
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	CORMORANT POINT SUB RPLT
Legal Lot Number	17A
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

3302 Cormorant Point Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Highlands County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3903 DUFFER RD, SEBRING, FL 33872-1252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC
Dec 28, 2021	Warranty Deed, Transfer · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 2, 2020	Warranty Deed, Transfer CAPSTONE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Dec 28, 2021 · Amount on File
Deed Document Number	20262321177
Deed Book / Page	3204 / 783
Prior Transfer Date	Mar 27, 2020
Prior Transfer Doc	0001981525
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 13, 2026
Property Address	3302 CORMORANT POINT DR, SEBRING, FL 33872-1266
Document Number	0002321177
Book / Page	3204 / 783
Instrument Date	Jun 26, 2026
Instrument	20262321177
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	HEARTLAND TITLE AGENCY, HEARTLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 DUFFER RD, SEBRING, FL 33872-1252

Mortgage

Document Number	0002321178,
Date	Jul 13, 2026
Instrument	20262321178

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 28, 2021
Property Address	3302 CORMORANT POINT DR, SEBRING, FL 33872-1266
Document Number	0002070344
Book / Page	2874 / 77
Map Reference	MB 15 PG 5
Instrument Date	Dec 21, 2021
Instrument	2070344
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	SARASOTA TITLE SERVICES, SARASOTA TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3302 CORMORANT POINT DR, 3302, SEBRING, FL 33872-1266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4517 GALLOWAY BLVD, BRADENTON, FL 34210-2949

Mortgage

Document Number	0000287479
Date	Dec 28, 2021
Instrument	2874/79

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 2, 2020
Property Address	3302 CORMORANT POINT DR, SEBRING, FL 33872-1266
Document Number	0001981525
Book / Page	002747 / 000184
Instrument Date	Mar 27, 2020
Instrument	1981525
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,190.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3302 CORMORANT POINT DR SEBRING FL 338721266, SEBRING, FL 33872-1266

Tax Assessment & Valuation

The 2025 property tax bill for 3302 Cormorant Point Dr was $2,415 with exemptions applied, up 3.2% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,415.00 (+3.21%) Homeowner's exemption Veteran's exemption	$199,544	$242,748 Land $32,500 Building $210,248
2024	$2,340.00 (+2.32%)
2023	$2,287.00 (+1.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$188,272 (+3%)	$242,255 (+22.35%) Land $32,500 Building $209,755
2022	$2,250.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$182,788	$197,994 Land $32,500 Building $165,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3302 Cormorant Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3302 Cormorant Point Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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