1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Whistling Trl

3301 Whistling Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3301 Whistling Trl, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,746 sqft · built 2007
Lot Size0.194 acres (8,494 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Jul 2015)
Tax Bill$5,081 (2025)
Deeds & MortgagesMar 2025 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN151044

Property Details

APN / Parcel Number

Primary APN151044
Alternative APN
  • 272630056400011430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,746 sqft Heated Area
Gross Area3,350 sqft
1st Floor Area2,746 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,494 sqft (0.194 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area163 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number151044
Street Address3301 WHISTLING TRL
CitySAINT CLOUD
StateFL
Zip34772-7791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionMALLARD POND PH 2 PB 19 PG 67-72 LOT 143
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase2
Legal Tract564
Legal Block1
Legal Lot Number143
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1013
Census Tract43207

Owner

3301 Whistling Trl is owned and occupied by an individual who bought it in July 2015.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3301 WHISTLING TRL, SAINT CLOUD, FL 34772-7791
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 26, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2015 · Amount on File
Deed SaleJul 27, 2015 · Amount on File
Prior SaleJul 23, 2012 · Amount on File
Deed Document Number2015109561
Deed Book / Page4815 / 2853
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3301 WHISTLING TRL, SAINT CLOUD, FL 34772-7791
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3301 WHISTLING TRL, SAINT CLOUD, FL 34772-7791

Mortgage

Document Number0067552811
DateMar 18, 2025
Book Page6755/2811
Instrument2025033690
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term245 Months
DueAug 1, 2045

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3301 WHISTLING TRL, SAINT CLOUD, FL 34772-7791
Document Number0053680407
Instrument DateJun 26, 2018
Transaction TypeMortgage
Record UpdatedAug 6, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3301 WHISTLE TRL ST CLOUD FL 34772, ST CLOUD, FL 34772

Mortgage

Document Number0053680407
DateJul 16, 2018
Book Page005368/000407
Instrument108721
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3301 Whistling Trl was $5,081 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,081.00 Homeowner's exemption$326,800 Land $70,000 Building $256,800$326,800 Land $70,000 Building $256,800
2023$5,245.00 (+11.67%)$335,700 (+15.16%) Land $60,000 Building $275,700$335,700 (+15.16%) Land $60,000 Building $275,700
2022$4,697.00$291,500 Land $55,000 Building $236,500$291,500 Land $55,000 Building $236,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3301 Whistling Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3301 Whistling Trl is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, CenturyLink.

Nearby Properties on Whistling Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures