3301 Viola Way, Bumpass, VA 23024 Property Records

Spotsylvania County property record for 3301 Viola Way, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,628 sqft · built 1993
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (May 2006)
Tax Bill	$5,462 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080E 3-125`

Property Details

APN / Parcel Number

Primary APN	`080E 3-125`
Alternative APN	`80E-3-125`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,628 sqft Finished Area
Basement Area	1,523 sqft
Finished Basement	1,523 sqft
Unfinished Basement	143 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Deck Area	276 sqft
Patio Area	337 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3301 VIOLA WAY
City	BUMPASS
State	VA
Zip	23024-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR - RESID
Legal Description	ROCKLAND CREEK ESTATES LOT 125 SEC 3
Legal Subdivision	ROCKLAND CREEK ESTATES
Legal Lot Number	125
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3022
Census Tract	20404

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3301 VIOLA WAY, BUMPASS, VA 23024-9319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCEAN LNDG HM LNS INC
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2006 · Amount on Record
Deed Sale	May 2, 2006 · Amount on Record
Deed Document Number	200615283
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jun 22, 2026
Property Address	3301 VIOLA WAY, BUMPASS, VA 23024-9319
Document Number	0000009775
Instrument Date	Jun 10, 2026
Instrument	20269775
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 VIOLA WAY, BUMPASS, VA 23024-9319
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009775,
Date	Jun 22, 2026
Instrument	20269775

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	3301 VIOLA WAY, BUMPASS, VA 23024-9319
Document Number	202000023691
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 VIOLA WAY BUMPASS VA 230249319, BUMPASS, VA 23024-9319

Mortgage

Document Number	202000023691
Date	Oct 9, 2020
Instrument	23691

Lender

Name	OCEAN LNDG HM LNS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	3301 VIOLA WAY, BUMPASS, VA 23024-9319
Document Number	201800014554
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800014554
Date	Aug 31, 2018
Instrument	14554

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,462.00 (+4.66%)	$740,900 (+4.23%) Land $362,300 Building $378,600
2025	$5,219.00 (+7.92%)	$710,800 (+13.42%) Land $315,100 Building $395,700	$740,900 (+4.23%) Land $362,300 Building $378,600
2024			$710,800 (+13.42%) Land $315,100 Building $395,700
2023	$4,836.00	$626,700 Land $288,800 Building $337,900	$626,700 Land $288,800 Building $337,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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