3301 Richards Lake Rd, Laporte, CO 80535 Property Records

Larimer County property record for 3301 Richards Lake Rd, Laporte, CO 80535

Property Summary

Property Type	Mobile Home
Details	5 bd · 4 ba · 3,118 sqft · built 1905
Lot Size	8.5 acres (370,260 sqft)
Owner	Individual Name on Record
Tax Bill	$213 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`98321-00-001`

Property Details

APN / Parcel Number

Primary APN	`98321-00-001`
Alternative APNs	`R0238775` `M0963437`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Architectural Style	Ranch
Exterior Material	Frame Siding
Construction Type	Wood Frame
Lot Area	370,260 sqft
Garage Type	Detached
Garage Area	288 sqft
Porch	Porch
Porch Area	320 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	M0963437
Old Parcel Number	9832100001
Street Address	3301 RICHARDS LAKE RD
City	LAPORTE
State	CO
Zip	80535
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MH SERIAL: GN11900AB YEAR: 1980 MAKE: GREAT NORTHERN
Legal Range	69
Legal Township	08
Legal Section	32
Legal Quarter	NE
Legal Lot Number	001
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	3
Census Block	3012
Census Tract	1301

Owner

Source: Larimer County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	627 TAMARACK DR UNIT 222, 222, STEAMBOAT SPRINGS, CO 80487-3198
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Warranty Deed, Transfer · ARM MOUNTAIN VALLEY BANK
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN AGCREDIT FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023
Deed Sale	Dec 12, 2023
Deed Document Number	RECEPT # 20230053183
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 21, 2022
Property Address	2626 N OVERLAND TRL, LAPORTE, CO 80535
Document Number	0000063105
Instrument Date	Oct 18, 2022
Instrument	20220063105
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 723, LAPORTE, CO 80535-0723

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2626 N OVERLAND TRL, LAPORTE, CO 80535

Mortgage

Document Number	0000063106
Date	Oct 21, 2022
Instrument	20220063106

Lender

Name	MOUNTAIN VALLEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 10, 2027
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	8.2%
Index	5-Year CMT
Margin	3
Max Rate	12.2%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2626 N OVERLAND TRL, LAPORTE, CO 80535
Document Number	0000046928
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 723 LAPORTE CO 805350723, LAPORTE, CO 80535-0723

Mortgage

Document Number	0000046928
Date	Jun 29, 2020
Instrument	46928

Lender

Name	AMERICAN AGCREDIT FLCA
Type	Funding / Finance Company
Address	GREELEY, CO 80634

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 28, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$213.00 (-95.63%)	$63,799 (+13.31%) Land $1,169 Building $62,630	$901,830 (+23.13%) Land $4,330 Building $897,500
2023	$4,869.00 (+64.83%)	$56,306 (+48.55%) Land $1,167 Building $55,139	$732,420 (+57.25%) Land $4,420 Building $728,000
2022	$2,954.00	$37,905 Land $1,098 Building $36,807	$465,760 Land $4,160 Building $461,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Vistabeam.

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